1322 Bluff Ave, Racine, WI 53403 Property Records

Racine County property record for 1322 Bluff Ave, Racine, WI 53403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,129 sqft · built 2004
Lot Size	0.114 acres (4,966 sqft)
Owner	Individual Name on Record
Last Sale	$99,400 (Jan 2005)
Tax Bill	$4,458 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`276 000010017000`

Property Details

APN / Parcel Number

Primary APN	`276 000010017000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,129 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	120 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1322 BLUFF AVE
City	RACINE
State	WI
Zip	53403-2010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	BLK 21 HERRICK S PARTITION PLAT GITTING S RE-SUB LOT 6
Legal Subdivision	HERRICKS PARTITION PLAT
Legal Block	21
Legal Lot Number	6
Jurisdiction	RACINE WI
Township / Civil Division	RACINE
Census Block Group	5
Census Block	5007
Census Tract	500

Owner

Source: Racine County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1322 BLUFF AVE, RACINE, WI 53403-2010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage EDUCATORS CU
Aug 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage EDUCATORS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2005 · Amount on Record
Deed Sale	Jan 28, 2005 · Amount on Record
Deed Document Number	20052012825
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Property Address	1322 BLUFF AVE, RACINE, WI 53403-2010
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002600600
Date	Aug 2, 2021
Instrument	2600600

Lender

Name	EDUCATORS CU
Type	Credit Union
Address	JANESVILLE, WI 53545

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2036

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Property Address	1322 BLUFF AVE, RACINE, WI 53403-2010
Document Number	0002500893
Instrument Date	Aug 9, 2018
Transaction Type	Mortgage
Record Updated	Sep 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1322 BLUFF AVE RACINE WI 534032010, RACINE, WI 53403-2010

Mortgage

Document Number	0002500893
Date	Aug 14, 2018
Instrument	2500893

Lender

Name	EDUCATORS CU
Type	Credit Union
Address	MOUNT PLEASANT, WI 53177-1917

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 13, 2028

Tax Assessment & Valuation

Source: Racine County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Racine County
Municipality	Racine City
Unified School District	Racine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,458.00 (+17.32%)	$183,300 (+23.02%) Land $8,000 Building $175,300	$195,718 (+18.61%) Land $8,542 Building $187,176
2023	$3,800.00 (+2.18%)	$149,000 (+10.37%) Land $8,000 Building $141,000	$165,015 (+10.37%) Land $8,859 Building $156,156
2022	$3,719.00	$135,000 Land $8,000 Building $127,000	$149,510 Land $8,859 Building $140,651

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RACINE WATERWORKS serves 105,100 people · EPA ID WI2520062
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Bluff Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures