1322 Avery Rd, Morganton, NC 28655 Property Records

Burke County property record for 1322 Avery Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 2001
Lot Size	0.81 acres (35,284 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,000 (Aug 2025)
Tax Bill	$1,040 (2026)
Deeds & Mortgages	May 2026 Mortgage Aug 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1774878492`

Property Details

APN / Parcel Number

Primary APN	`1774878492`
Alternative APN	`21988`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Flooring	Tile

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	35,284 sqft (0.81 acres)

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1322 AVERY RD
City	MORGANTON
State	NC
Zip	28655-8243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	1322 AVERY RD MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	1
Census Block	1020
Census Tract	20204

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1322 AVERY RD, MORGANTON, NC 28655-8243
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK AND TRUST COMPANY
Aug 15, 2025	Warranty Deed, Transfer
Aug 15, 2025	Warranty Deed, Transfer
Jul 11, 2025	Warranty Deed, Transfer
Jun 20, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2025 · Amount on Record
Deed Sale	Aug 15, 2025 · Amount on Record
Deed Document Number	20256423
Deed Book / Page	2821 / 890
Prior Transfer Date	Aug 12, 2025
Prior Transfer Doc	0028210890
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Recording Date	May 27, 2026
Property Address	1322 AVERY RD, MORGANTON, NC 28655-8243
Document Number	0026004809
Book / Page	2875 / 86
Instrument Date	May 27, 2026
Instrument	202626004809
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	2928 FRANK WHISNANT RD, MORGANTON, NC 28655-7842

Mortgage

Document Number	0026004809,
Date	May 27, 2026
Book Page	2875/86
Instrument	202626004809

Lender

Name	FIRST CITIZENS BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.64%
Initial Type	Fixed Rate
Max Rate	-1%

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Aug 15, 2025
Property Address	1322 AVERY RD, MORGANTON, NC 28655-8243
Document Number	0028210887
Book / Page	2821 / 887
Instrument Date	Aug 12, 2025
Instrument	2025006422
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2924 FRANK WHISEXPRESSIONS T ROAD, MORGANTON, NC 28655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1322 AVERY RD, MORGANTON, NC 28655-8243

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Aug 15, 2025
Property Address	1322 AVERY RD, MORGANTON, NC 28655-8243
Document Number	0028210890
Book / Page	2821 / 890
Instrument Date	Aug 12, 2025
Instrument	2025006423
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Tax	$6.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1322 AVERY RD, MORGANTON, NC 28655-8243

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jul 11, 2025
Property Address	1322 AVERY RD, MORGANTON, NC 28655-8243
Document Number	0028140881
Book / Page	2814 / 881
Instrument Date	Jul 11, 2025
Instrument	2025005129
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2924 FRANK WHISNANT RD, MORGANTON, NC 28655-7842

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	1322 AVERY RD, MORGANTON, NC 28655-8243
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024090487
Date	Jun 20, 2019
Book Page	2409/0487
Instrument	2017029132

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 20, 2034

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,040.00 (+1%)	$148,634 (+0.55%) Land $13,279 Building $135,355	$148,634 (+0.55%) Land $13,279 Building $135,355
2025	$520.00 (-0.76%)	$147,815 (-) Land $13,279 Building $134,536	$147,815 (-) Land $13,279 Building $134,536
2023	$524.00	$147,815 Land $13,279 Building $134,536	$147,815 Land $13,279 Building $134,536

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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