Highlands County property record for 1322 Advantage Ave, Sebring, FL 33872
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,430 sqft · built 1988 |
| Lot Size | 0.12 acres (5,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $187,500 (Jul 2022) |
| Tax Bill | $1,538 (2024) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Jan 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-27-34-28-110-0000-42A0 |
| Primary APN | C-27-34-28-110-0000-42A0 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,430 sqft Living Area |
| 1st Floor Area | 1,249 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,250 sqft (0.12 acres) |
| Lot Dimensions | 100 ft deep x 53 ft wide |
| Garage Type | Finished |
| Garage Area | 279 sqft |
| Driveway | Driveway |
| Driveway Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 166 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 1322 ADVANTAGE AVE |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-3426 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2FUD |
| Legal Description | VANTAGE POINTE PB 15 PG 2 LOT 42A |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 27 |
| Legal Subdivision | VANTAGE POINTE |
| Legal Lot Number | 42A |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 960602 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1322 ADVANTAGE AVE, SEBRING, FL 33872-3426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jan 31, 2024 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 13, 2022 | Warranty Deed, Transfer · VA Mortgage SOUTH STATE BANK NA |
| Jan 4, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2022 · Amount on Record |
| Deed Sale | Jul 13, 2022 · Amount on Record |
| Prior Sale | Jan 4, 2022 · Amount on Record |
| Deed Document Number | 2104648 |
| Deed Book / Page | 2918 / 679 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 1322 ADVANTAGE AVE, SEBRING, FL 33872-3426 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1322 ADVANTAGE AVE, SEBRING, FL 33872-3426 |
| Document Number | 0002292498 |
|---|---|
| Date | Dec 19, 2025 |
| Book Page | 3163/1511 |
| Instrument | 2292498 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 1322 ADVANTAGE AVE, SEBRING, FL 33872-3426 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1322 ADVANTAGE AVE, SEBRING, FL 33872-3426 |
| Document Number | 0002188004 |
|---|---|
| Date | Jan 31, 2024 |
| Book Page | 3023/402 |
| Instrument | 2188004 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 15, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jul 13, 2022 |
| Property Address | 1322 ADVANTAGE AVE, SEBRING, FL 33872-3426 |
| Document Number | 0002104648 |
| Book / Page | 2918 / 679 |
| Map Reference | MB 15 PG 2 |
| Instrument Date | Jul 12, 2022 |
| Instrument | 2104648 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | LP TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,312.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1322 ADVANTAGE AVE, 1322, SEBRING, FL 33872-3426 |
| Name | Verified Name |
|---|---|
| Address | 1322 ADVANTAGE AVE, SEBRING, FL 33872-3426 |
| Document Number | 0002918681 |
|---|---|
| Date | Jul 13, 2022 |
| Instrument | 2918/681 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jan 4, 2022 |
| Property Address | 1322 ADVANTAGE AVE, SEBRING, FL 33872-3426 |
| Document Number | 0002071319 |
| Book / Page | 2875 / 1216 |
| Map Reference | MB 15 PG 2 |
| Instrument Date | Dec 27, 2021 |
| Instrument | 2071319 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,161.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12506 RIDGEWAY CT, 12506, DAVIE, FL 33330-1291 |
| Name | Verified Name |
|---|---|
| Address | 1322 ADVANTAGE AVE, SEBRING, FL 33872-3426 |
| Document Number | 0028751218 |
|---|---|
| Date | Jan 4, 2022 |
| Instrument | 2875/1218 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $135,418 (+5.99%) | $160,697 (+25.77%) Land $15,000 Building $145,697 | |
| 2024 | $1,538.00 (+0.13%) | ||
| 2023 | $1,536.00 (-2.78%) Homeowner's exemption | $127,769 (-1.3%) Land $15,000 Building $112,769 | $127,769 (-1.3%) Land $15,000 Building $112,769 |
| 2022 | $1,580.00 Homeowner's exemption | $129,454 Land $15,000 Building $114,454 | $129,454 Land $15,000 Building $114,454 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 8 (2017–2022) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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