1322 9th St, Onawa, IA 51040 Property Records

Monona County property record for 1322 9th St, Onawa, IA 51040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,082 sqft · built 1920
Lot Size	0.188 acres (8,189 sqft)
Owner	Individual Name on File
Tax Bill	$314 (2026)
Deeds & Mortgages	Sep 2006 Line of Credit Dec 2005 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`834509225018`

Property Details

APN / Parcel Number

Primary APN	`834509225018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,082 sqft Living Area
1st Floor Area	888 sqft
Attic	Attic
Attic Area	194 sqft
Basement Area	108 sqft
Finished Basement	456 sqft
Unfinished Basement	108 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Other
Construction Type	Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	8,189 sqft (0.188 acres)
Lot Dimensions	124 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	252 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1322 9TH ST
City	ONAWA
State	IA
Zip	51040-1818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 121
Jurisdiction	MONONA IA
Township / Civil Division	ONAWA
Census Block Group	4
Census Block	4040
Census Tract	960300

Owner

1322 9th St is owned and occupied by an individual.

Source: Monona County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1322 9TH ST, ONAWA, IA 51040-1818
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2006	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 27, 2005	Deed of Trust, Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONA IA
Property Address	1322 9TH ST, ONAWA, IA 51040-1818
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	UNITED GENERAL TITLE INSURANCE, UNITED GENERAL TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000051/065
Date	Sep 13, 2006
Book Page	051/065
Instrument	06-1498

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	298 Months
Due	Jul 22, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONA IA
Property Address	1322 9TH ST, ONAWA, IA 51040-1818
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000049/061
Date	Dec 27, 2005
Book Page	049/061
Instrument	05-2348

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	DES MOINES, IA 50309

Agreement

Amount	Amount on Record
Term	179 Months
Due	Nov 9, 2020

Tax Assessment & Valuation

The 2026 property tax bill for 1322 9th St was $314 with a homeowner's exemption, up 1.9% from the year before.

Source: Monona County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Monona County
Municipality	Onawa City
Unified School District	West Monona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$314.00 (+1.95%) Homeowner's exemption	$51,768 (+7.98%) Land $8,666 Building $43,102	$51,768 (+7.98%) Land $8,666 Building $43,102
2025	$308.00 (+9.22%)	$47,942 (+13.96%) Land $8,666 Building $39,276	$47,942 Land $8,666 Building $39,276
2024	$282.00 Homeowner's exemption	$42,069 (-) Land $8,666 Building $33,403
2023		$42,069 (+11.07%) Land $8,666 Building $33,403	$42,069 Land $8,666 Building $33,403
2022	$534.00 Homeowner's exemption	$37,876
2021			$37,876

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1322 9th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1322 9th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONAWA MUNICIPAL WATER PLANT serves 2,906 people · EPA ID IA6739095
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable	1,500 / 50
Nextlink Fixed Wireless	500 / 100
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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