1322 9th Ave, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1322 9th Ave, Schenectady, NY 12303

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,104 sqft · built 1920
Lot Size	0.087 acres (3,825 sqft)
Owner	Individual Name on Record
Last Sale	$48,900 (Jan 1995)
Tax Bill	$2,247 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`421500 49.71-1-3`

Property Details

APN / Parcel Number

Primary APN	`421500 49.71-1-3`
Alternative APN	`150004907100010030000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,104 sqft Total Area
1st Floor Area	552 sqft
2nd Floor Area	552 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,825 sqft (0.087 acres)
Lot Dimensions	85 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	496 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1322 9TH AVE
City	SCHENECTADY
State	NY
Zip	12303-1914
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD AND GARAGE
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3005
Census Tract	21500

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1322 9TH AVE, SCHENECTADY, NY 12303-1914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 1995 · Amount on Record
Deed Sale	Jan 30, 1995 · Amount on Record
Deed Book / Page	1448 / 55
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1322 9TH AVE, SCHENECTADY, NY 12303-1914
Transaction Type	Mortgage
Record Updated	Oct 6, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1322 9TH AVE, SCHENECTADY, NY 12303-1914

Mortgage

Document Number	0000022745
Date	Sep 23, 2025
Instrument	202522745

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union
Address	POUGHKEEPSIE, NY 12603

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 22, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,247.00 (+3.17%) Homeowner's exemption Senior Citizen's exemption
2025	$2,178.00 (-45.41%)	$77,900 (-) Land $11,700 Building $66,200	$128,995 (+30.82%) Land $19,374 Building $109,621
2023		$77,900 (-) Land $11,700 Building $66,200	$98,608 (+3.8%) Land $14,810 Building $83,798
2022		$77,900 Land $11,700 Building $66,200	$95,000 Land $14,268 Building $80,732
2021	$3,990.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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