1322 7th St, Aurora, NE 68818 Property Records

Hamilton County property record for 1322 7th St, Aurora, NE 68818

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,616 sqft · built 1972
Lot Size	0.272 acres (11,830 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,266 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3445-04-0-10155-006-0788`

Property Details

APN / Parcel Number

Primary APN	`3445-04-0-10155-006-0788`
Alternative APNs	`3445-00-0-10155-006-0788` `410047252`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,616 sqft Living Area
1st Floor Area	1,616 sqft
Basement Area	2,424 sqft
Finished Basement	808 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	11,830 sqft (0.272 acres)
Lot Dimensions	70 ft deep x 169 ft wide
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1322 7TH ST
City	AURORA
State	NE
Zip	68818-1528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	W 1/2 LOTS 13-16 BLK 6 ELLSWORTH ADD
Legal Range	06
Legal Township	10
Legal Section	04
Legal Subdivision	ELLSWORTH ADD
Legal Block	6
Legal Lot Number	13-16
Jurisdiction	HAMILTON NE
Township / Civil Division	4
Census Block Group	2
Census Block	2049
Census Tract	969300

Owner

Source: Hamilton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1322 7TH ST, AURORA, NE 68818-1528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Oct 14, 2020	Deed of Trust, Mortgage · Line of Credit NEBRASKA ENERGY FCU
Nov 27, 2017	Deed of Trust, Mortgage · Line of Credit NEBRASKA ENERGY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	1322 7TH ST, AURORA, NE 68818-1528
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000346/35
Date	Oct 26, 2021
Book Page	346/35
Instrument	2021-02345

Lender

Name	COGENT BANK
Type	Bank
Address	GRAND ISLAND, NE 68801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	1322 7TH ST, AURORA, NE 68818-1528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1322 7TH ST, AURORA, NE 68818-1528

Mortgage

Document Number	335/113
Date	Oct 14, 2020
Book Page	335/113
Instrument	2020-02124

Lender

Name	NEBRASKA ENERGY FCU
Type	Credit Union
Address	COLUMBUS, NE 68601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 13, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	1322 7TH ST, AURORA, NE 68818-1528
Transaction Type	Mortgage
Record Updated	Dec 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 1927
Date	Nov 27, 2017
Book Page	312/165
Instrument	1927

Lender

Name	NEBRASKA ENERGY FCU
Type	Credit Union
Address	COLUMBUS, NE 68601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	72 Months
Due	Nov 26, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Aurora City
County	Hamilton County
Unified School District	Aurora Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,965 (+7.73%) Land $23,660 Building $206,305	$229,965 (+7.73%) Land $23,660 Building $206,305
2025	$2,266.00 (-5.78%)	$213,460 (+25.23%) Land $23,660 Building $189,800	$213,460 (+25.23%) Land $23,660 Building $189,800
2023	$2,405.00	$170,460 Land $23,660 Building $146,800	$170,460 Land $23,660 Building $146,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jun 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AURORA serves 4,678 people · EPA ID NE3108101
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	1.44 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hamilton.net Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Big Red Communications, Viaero Wireless.

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