Norfolk City property record for 1322 38th St, Norfolk, VA 23508
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 1,410 sqft · built 1958 |
| Lot Size | 0.153 acres (6,673 sqft) |
| Owner | Company Name on File |
| Last Sale | $117,660 (Aug 2019) |
| Tax Bill | $3,898 (2026) |
| Deeds & Mortgages | Jan 2026 Line of Credit Apr 2020 Mortgage + 2 more |
| APN | 18781800 |
| Primary APN | 18781800 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,410 sqft Living Area |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,673 sqft (0.153 acres) |
| Lot Depth | 125 ft Depth |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1322 38TH ST |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23508-2334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | 37 & 38 BLK 3 LAMBERTS PT LAND CO |
| Legal Subdivision | LAMBERTS POINT CO |
| Legal Block | 3 |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 2500 |
1322 38th St is owned by a company that bought it in August 2019.
Source: Norfolk City records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 543 SPOTSWOOD AVE, NORFOLK, VA 23517-2007 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 9, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS & FARMERS BANK |
| Apr 24, 2020 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS & FARMERS BANK |
| Aug 5, 2019 | Special Warranty Deed, Transfer · Commercial Mortgage SOUTHERN BANK AND TRUST CO |
| Dec 18, 2018 | Warranty Deed, Transfer · Commercial Mortgage PARTY III |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2019 · Amount on File |
| Deed Sale | Aug 5, 2019 · Amount on File |
| Prior Sale | Dec 18, 2018 · Amount on File |
| Deed Document Number | 201914979 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 1322 W 38TH ST, NORFOLK, VA 23508-2334 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1322 W 38TH ST, NORFOLK, VA 23508-2334 |
| Document Number | 0260000493 |
|---|---|
| Date | Jan 9, 2026 |
| Instrument | 260000493 |
| Name | CITIZENS & FARMERS BANK |
|---|---|
| Type | Bank |
| Address | YORKTOWN, VA 23693 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 1322 W 38TH ST, NORFOLK, VA 23508-2334 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | SIGNATURE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0200009462 |
|---|---|
| Date | Apr 24, 2020 |
| Instrument | 200009462 |
| Name | CITIZENS & FARMERS BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Aug 5, 2019 |
| Property Address | 1322 W 38TH ST, NORFOLK, VA 23508-2334 |
| Document Number | 0190014979 |
| Instrument Date | Aug 2, 2019 |
| Instrument | 190014979 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | NOT AVAILABLE, STEWART TITLE & STLMNT SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6239 POWHATAN AVE, NORFOLK, VA 23508-1042 |
| Document Number | 0190014980 |
|---|---|
| Date | Aug 5, 2019 |
| Instrument | 190014980 |
| Name | SOUTHERN BANK AND TRUST CO |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Dec 18, 2018 |
| Property Address | 1322 W 38TH ST, NORFOLK, VA 23508-2334 |
| Document Number | 0180025140 |
| Instrument Date | Dec 17, 2018 |
| Instrument | 180025140 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | NOT AVAILABLE, STEWART TITLE & STLMNT SVCS |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6239 POWHATAN AVE, NORFOLK, VA 23508-1042 |
| Document Number | 0180025141 |
|---|---|
| Date | Dec 18, 2018 |
| Instrument | 180025141 |
| Name | PARTY III |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 1322 38th St was $3,898, up 28.6% from the year before.
Source: Norfolk City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,898.00 (+28.65%) | $311,900 (+3.9%) Land $86,500 Building $225,400 | $311,900 (+3.9%) Land $86,500 Building $225,400 |
| 2025 | $3,030.00 | $300,200 Land $76,500 Building $223,700 | $300,200 Land $76,500 Building $223,700 |
| 2023 | $2,666.00 | $267,100 Land $65,000 Building $202,100 | $267,100 Land $65,000 Building $202,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1322 38th St; there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 7 (1979–2009) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Nov 2009 · Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1322 38th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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