1322 1st St SE, Rochester, MN 55904 Property Records

Olmsted County property record for 1322 1st St SE, Rochester, MN 55904

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,454 sqft · built 1930
Lot Size	0.144 acres (6,273 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (May 2019)
Tax Bill	$3,290 (2026)
Deeds & Mortgages	Aug 2026 Transfer May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74.36.43.009125`

Property Details

APN / Parcel Number

Primary APN	`74.36.43.009125`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,454 sqft Living Area
1st Floor Area	843 sqft
Basement Area	843 sqft
Finished Basement	50 sqft
Unfinished Basement	843 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,273 sqft (0.144 acres)
Lot Dimensions	144 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	60 sqft
Patio Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1322 1ST ST SE
City	ROCHESTER
State	MN
Zip	55904-4703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-36 TWP-107 RANGE-014 HARVEY SANDERSON ADD LOT-027 BLOCK-002 LOT 27 BLK 2
Legal Range	14
Legal Township	107
Legal Section	36
Legal Subdivision	HARVEY SANDERSON ADD
Legal Block	2
Legal Lot Number	27
Jurisdiction	OLMSTED MN
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2007
Census Tract	200

Owner

1322 1st St SE is owned and occupied by an individual who acquired it in July 2026.

Source: Olmsted County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1322 1ST ST SE, ROCHESTER, MN 55904-4703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
May 13, 2019	Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FCU
Jan 4, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2019 · Amount on File
Deed Sale	May 13, 2019 · Amount on File
Deed Document Number	20191471864
Last Transfer Date	Jul 22, 2026
Transfer Doc	0001650155
Record Updated	Oct 29, 2026

August 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	OLMSTED MN
Recording Date	Aug 4, 2026
Property Address	1322 1ST ST SE, ROCHESTER, MN 55904-4703
Document Number	0001650155
Instrument Date	Jul 22, 2026
Instrument	20261650155
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1322 1ST ST SE, ROCHESTER, MN 55904-4703

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	May 13, 2019
Property Address	1322 1ST ST SE, ROCHESTER, MN 55904-4703
Document Number	A1471864
Instrument Date	Apr 12, 2019
Instrument	A-1471864
Transaction Type	Transfer
Record Updated	Jul 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$627.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1322 1ST ST SE, ROCHESTER, MN 55904-4703

Mortgage

Document Number	A1471865
Date	May 13, 2019
Instrument	A-1471865

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	1322 1ST ST SE, ROCHESTER, MN 55904-4703
Transaction Type	Mortgage
Record Updated	Feb 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1441031
Date	Jan 4, 2018
Instrument	A-1441031

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 1322 1st St SE was $3,290 with a homeowner's exemption.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Rochester City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,290.00 Homeowner's exemption
2025		$230,100 Land $40,800 Building $189,300	$253,800 Land $45,000 Building $208,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1322 1st St SE in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1322 1st St SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rochester serves 123,624 people · EPA ID MN1550010
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Minnesota WiFi Fixed Wireless	150 / 30
Hiawatha Broadband Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, GigFire.

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