1322 1st Rd, Middle River, MD 21220 Property Records

Baltimore County property record for 1322 1st Rd, Middle River, MD 21220

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,808 sqft · built 1942
Lot Size0.105 acres (4,590 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (Nov 2023)
Tax Bill$3,253 (2024)
Deeds & MortgagesApr 2026 Mortgage
Nov 2023 Sale & Mortgage
+ 1 more
APN15-1511671570

Property Details

APN / Parcel Number

Primary APN15-1511671570
Alternative APN
  • 1511671570

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,808 sqft Living Area
1st Floor Area1,008 sqft
Basement Area800 sqft
Finished Basement800 sqft

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area4,590 sqft (0.105 acres)
Lot Dimensions90.5 ft deep x 51 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1511671570
Street Address1322 1ST RD
CityMIDDLE RIVER
StateMD
Zip21220-5503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTANSBURY MANOR
Legal SubdivisionSTANSBURY MANOR
Legal Block2
Legal Lot Number71
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group2
Census Block2026
Census Tract451600

Owner

1322 1st Rd is owned and occupied by an individual who bought it in November 2023.

Source: Baltimore County records, as of April 30, 2026

Owner of RecordIndividual Name on File
Mailing Address1322 1ST RD, MIDDLE RIVER, MD 21220-5503
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Nov 2, 2023Deed, Transfer · Conventional Mortgage
MICHIGAN MUTUAL INC
Jul 7, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2023 · Amount on File
Deed SaleNov 2, 2023 · Amount on File
Prior SaleJun 12, 2002 · Amount on File
Deed Book / Page48517 / 358
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Recording DateApr 21, 2026
Property Address1322 1ST RD, MIDDLE RIVER, MD 21220-5503
Document Number0512210411
Book / Page51221 / 411
Instrument DateApr 8, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyMADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1322 1ST RD, MIDDLE RIVER, MD 21220-5503

Mortgage

Document Number5122000411,
DateApr 21, 2026
Book Page51221/411
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate6.11%
Max Rate-1%

November 2023: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateNov 2, 2023
Property Address1322 1ST RD, BALTIMORE, MD 21220-5503
Document Number0485170358
Book / Page48517 / 358
Map ReferenceMB EHK 13 FO 138
Instrument DateSep 28, 2023
Transaction TypeTransfer
Record UpdatedNov 10, 2023
Title CompanyBLACK OAK TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$687.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1322 LST ROAD, MIDDLE RIVER, MD 21220

Mortgage

Document Number0485170366
DateNov 2, 2023
Instrument48517-0366
Lender
NameMICHIGAN MUTUAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueOct 1, 2053

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address1322 1ST RD, BALTIMORE, MD 21220-5503
Transaction TypeMortgage
Record UpdatedJul 14, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0450750376
DateJul 7, 2021
Book Page45075/376
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term298 Months
DueMay 1, 2046

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$245,333$275,600 Land $59,500 Building $216,100
2024$3,253.00 (+115.57%)
2023$1,509.00 Homeowner's exemption$184,800 Land $59,500 Building $125,300$184,800 Land $59,500 Building $125,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1322 1st Rd; there have been 63 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 42 policies
Nearby Flood Policies42 in force
Nearby Flood Claims63 (1979–2024)
Claims Outside the SFHA12 of 63
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1322 1st Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
Believe Broadband
Fixed Wireless
500 / 100

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