1322 16th St, Bedford, IN 47421 Property Records

Lawrence County property record for 1322 16th St, Bedford, IN 47421

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 3,440 sqft · built 1905
Lot Size	0.134 acres (5,820 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Mar 2018)
Tax Bill	$986 (2025)
Deeds & Mortgages	Jan 2020 Refinance Mar 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`1100214100P56S`

Property Details

APN / Parcel Number

Primary APN	`1100214100P56S`
Alternative APNs	`47-06-23-223-018.000-010` `00661860786`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,440 sqft Living Area
1st Floor Area	3,440 sqft
Basement Area	1,256 sqft
Unfinished Basement	1,256 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Construction Type	Metal Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	5,820 sqft (0.134 acres)
Lot Dimensions	97 ft deep x 60 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00661860786
Street Address	1322 16TH ST
City	BEDFORD
State	IN
Zip	47421-3709
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	W BED W 60' LOT 4 EXC 60X60 S SIDE & 856 SQ FT OFF FRONT OF LOT 4 60X97
Legal Lot Number	4
Jurisdiction	LAWRENCE IN
Township / Civil Division	SHAWSWICK
Census Block Group	4
Census Block	4021
Census Tract	950900

Owner

Source: Lawrence County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1322 16TH ST, BEDFORD, IN 47421-3709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance OWEN COUNTY STATE BANK
Mar 27, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2018 · Amount on Record
Deed Sale	Mar 27, 2018 · Amount on Record
Prior Sale	Mar 13, 2012 · Amount on Record
Deed Document Number	20181549
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE IN
Property Address	1322 16TH ST, BEDFORD, IN 47421-3709
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020000508
Date	Jan 27, 2020
Instrument	2020000508

Lender

Name	OWEN COUNTY STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE IN
Recording Date	Mar 27, 2018
Property Address	1322 16TH ST, BEDFORD, IN 47421-3709
Document Number	2018001549
Instrument Date	Mar 20, 2018
Instrument	2018001549
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1322 16TH ST, BEDFORD, IN 47421-3709

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bedford City
County	Lawrence County
County Subdivision	Shawswick Township
Unified School District	North Lawrence Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$986.00 (-6.63%) Homeowner's exemption	$110,200 (+16.74%) Land $10,100 Building $100,100	$110,200 (+16.74%) Land $10,100 Building $100,100
2024	$1,056.00 (+19.59%)
2023	$883.00 (+0.57%)	$94,400 (+6.91%) Land $9,400 Building $85,000	$94,400 (+6.91%) Land $9,400 Building $85,000
2022	$878.00	$88,300 Land $9,200 Building $79,100	$88,300 Land $9,200 Building $79,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD CITY UTILITIES serves 14,000 people · EPA ID IN5247001
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smithville Communications, T-Mobile.

Nearby Properties on 16th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures