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13218 Caite Ridge Rd, Davidson, NC 28036 Property Records

Mecklenburg County property record for 13218 Caite Ridge Rd, Davidson, NC 28036

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,808 sqft · built 2019
Lot Size0.191 acres (8,320 sqft)
OwnerIndividual Name on File
Last Sale$328,000 (Sep 2019)
Tax Bill$4,091 (2024)
Deeds & MortgagesAug 2024 Mortgage
Feb 2023 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN007-284-13

Property Details

APN / Parcel Number

Primary APN007-284-13

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,808 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete
Lot Area8,320 sqft (0.191 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address13218 CAITE RIDGE RD
CityDAVIDSON
StateNC
Zip28036-0450
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNG
Legal DescriptionL192 M63-176/177
Legal SubdivisionWESTBRANCH
Legal Block4
Legal Lot Number192
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group3
Census Block3047
Census Tract6403

Owner

13218 Caite Ridge Rd is owned and occupied by an individual who bought it in September 2019.

Source: Mecklenburg County records, as of March 24, 2026

Owner of RecordIndividual Name on File
Mailing Address13218 CAITE RIDGE RD, DAVIDSON, NC 28036-0450
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2024Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Feb 8, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Sep 24, 2019Special Warranty Deed, Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2019 · Amount on File
Deed SaleSep 24, 2019 · Amount on File
Deed Document Number2019126759
Deed Book / Page33875 / 704
Record UpdatedSep 20, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address13218 CAITE RIDGE RD, DAVIDSON, NC 28036-0450
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address13218 CAITE RIDGE RD, DAVIDSON, NC 28036-0450

Mortgage

Document Number0000072375
DateAug 1, 2024
Book Page38982/942
Instrument2024072375
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75067
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2054

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address13218 CAITE RIDGE RD, DAVIDSON, NC 28036-0450
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010897
DateFeb 8, 2023
Book Page37923/442
Instrument2023010897
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term180 Months
DueFeb 8, 2038

September 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 24, 2019
Property Address13218 CAITE RIDGE RD, DAVIDSON, NC 28036-0450
Document Number0000126759
Book / Page33875 / 704
Map ReferenceMB 63 PG 176&177
Instrument DateSep 24, 2019
Instrument2019126759
Transaction TypeTransfer
Record UpdatedJul 12, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$656.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6701 CARMEL RD, 6701, CHARLOTTE, NC 28226-3983

Transferred To (Grantee/Buyer)

NameVerified Name
Address13218 CAITE RIDGE RD, DAVIDSON, NC 28036-0450

Mortgage

Document Number0000126760
DateSep 24, 2019
Instrument2019126760
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityDavidson Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$539,600 Land $126,500 Building $413,100$539,600 Land $126,500 Building $413,100
2024$4,091.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13218 Caite Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13218 Caite Ridge Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
TDS Telecom
Fiber · Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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