13215 Valle Verde Ter, Poway, CA 92064 Property Records

San Diego County property record for 13215 Valle Verde Ter, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,051 sqft · built 1975
Lot Size	1.51 acres (65,776 sqft)
Owner	Company Name on File
Last Sale	$1,410,000 (Apr 2021)
Tax Bill	$9,661 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`275-560-29-00`

Property Details

APN / Parcel Number

Primary APN	`275-560-29-00`
Alternative APN	`2755602700`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,051 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	65,776 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	2755602700
Street Address	13215 VALLE VERDE TER
City	POWAY
State	CA
Zip	92064-1619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-C
Legal Description	LOT 16 PAR C PER DOC05-0824598 IN LOT 5 OF MAP 13562&ALL OF TR 007478
Legal Subdivision	SILVER SADDLE RANCH
Legal Tract	007478
Legal Block	1
Legal Lot Number	16,5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17006

Owner

13215 Valle Verde Ter is owned by a company that bought it in April 2021 and is owner-occupied.

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 270571, SAN DIEGO, CA 92198-2571
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 23, 2021	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2021 · Amount on File
Deed Sale	Apr 23, 2021 · Amount on File
Prior Sale	Mar 17, 2000 · Amount on File
Deed Document Number	2021316236
Prior Transfer Date	Jul 29, 2004
Prior Transfer Doc	0000718701
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13215 VALLE VERDE TER, POWAY, CA 92064-1619
Transaction Type	Mortgage
Record Updated	Jun 18, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13215 VALLE VERDE TER, POWAY, CA 92064-1619

Mortgage

Document Number	0000427981
Date	Jun 9, 2021
Instrument	2021-0427981

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 23, 2021
Property Address	13215 VALLE VERDE TER, POWAY, CA 92064-1619
Document Number	0000316236
Map Reference	MAP 7478
Instrument Date	Mar 29, 2021
Instrument	2021-0316236
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 270571, SAN DIEGO, CA 92198-2571
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 13215 Valle Verde Ter was $9,661 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$870,370 (+2%) Land $586,631 Building $283,739
2025	$9,661.00 Homeowner's exemption	$853,305 Land $575,129 Building $278,176
2023	$9,208.00 (+1.69%) Homeowner's exemption	$820,172 Land $552,797 Building $267,375
2022	$9,055.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13215 Valle Verde Ter in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1995–2014)
Most Recent Claim	Dec 2014 · Severe Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13215 Valle Verde Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cox Communications, GeoLinks, T-Mobile.

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