13214 Saddle Ridge Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 13214 Saddle Ridge Rd, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,373 sqft · built 1974
Lot Size	0.8 acres (3,500 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Apr 2022)
Tax Bill	$8,712 (2025)
Deeds & Mortgages	Apr 2022 Transfer Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`397-081-11-00`

Property Details

APN / Parcel Number

Primary APN	`397-081-11-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,373 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	3,500 sqft (0.8 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	13214 SADDLE RIDGE RD
City	LAKESIDE
State	CA
Zip	92040-4701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 11 TR 007561
Legal Subdivision	LEE MAR ACRES
Legal Tract	007561
Legal Block	1
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	16810

Owner

13214 Saddle Ridge Rd is owned and occupied by two individuals who bought it in April 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13214 SADDLE RIDGE RD, LAKESIDE, CA 92040-4701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Affidavit of Death of Joint Tenant, Transfer FIRST AMERICAN TITLE
Apr 19, 2022	Grant Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2022 · Amount on File
Deed Sale	Apr 19, 2022 · Amount on File
Deed Document Number	2022169601
Prior Transfer Date	Nov 1, 1995
Prior Transfer Doc	0000539093
Record Updated	Oct 29, 2026

April 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 19, 2022
Property Address	13214 SADDLE RIDGE RD, LAKESIDE, CA 92040-4701
Document Number	0000170214
Map Reference	MAP 7561
Instrument Date	Mar 30, 2022
Instrument	2022-0170214
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13214 SADDLE RIDGE RD, LAKESIDE, CA 92040-4701

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 19, 2022
Property Address	13214 SADDLE RIDGE RD, LAKESIDE, CA 92040-4701
Document Number	0000169601
Map Reference	MAP 7561
Instrument Date	Mar 26, 2022
Instrument	2022-0169601
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	13214 SADDLE RIDGE RD, LAKESIDE, CA 92040-4701

Mortgage

Document Number	0000169602
Date	Apr 19, 2022
Instrument	2022-0169602

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 13214 Saddle Ridge Rd was $8,712.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$676,518 (+2%) Land $460,033 Building $216,485
2025	$8,712.00	$663,254 Land $451,013 Building $212,241
2023	$7,323.00 (+490.09%)	$564,000 Land $110,000 Building $454,000
2022	$1,241.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13214 Saddle Ridge Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1980–2026)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13214 Saddle Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon, Wyyerd Connect.

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