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13213 Charfield St, Windermere, FL 34786 Property Records

Orange County property record for 13213 Charfield St, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,130 sqft · built 2009
Lot Size0.138 acres (5,998 sqft)
Owner2 Individual Names on File
Last Sale$270,000 (Aug 2014)
Tax Bill$5,149 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN26-23-27-4763-00-120

Property Details

APN / Parcel Number

Primary APN26-23-27-4763-00-120
Alternative APNs
  • 272326476300120
  • 149226
  • 150395
  • 152513

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,130 sqft Living Area
Gross Area2,896 sqft
1st Floor Area1,875 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialConcrete Block/Stucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,998 sqft (0.138 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area322 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address13213 CHARFIELD ST
CityWINDERMERE
StateFL
Zip34786-6372
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionLAKE SAWYER SOUTH PHASE 2 68/86 LOT 12
Legal Range27E
Legal Township23S
Legal Section26
Legal SubdivisionLAKE SAWYER SOUTH PH 2
Legal Phase2
Legal Tract4763
Legal Lot Number12
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2040
Census Tract17112

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address13213 CHARFIELD ST, WINDERMERE, FL 34786-6372
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2014 · Amount on File
Deed SaleAug 6, 2014 · Amount on File
Prior SaleDec 29, 2009 · Amount on File
Deed Document Number2014395637
Deed Book / Page10786 / 1729
Last Transfer DateFeb 21, 2025
Transfer Doc0000110029
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address13213 CHARFIELD ST, WINDERMERE, FL 34786-6372
Transaction TypeMortgage
Record UpdatedMay 19, 2021
Title CompanyALOMA TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address13213 CHARFIELD ST, WINDERMERE, FL 34786-6372

Mortgage

Document Number20210263963
DateApr 30, 2021
Instrument20210263963
Lender
NamePARTNERS FCU
TypeCredit Union
AddressORLANDO, FL 32821
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$504,860 (+58.07%) Land $125,000 Building $379,860$504,860 (-1.32%) Land $125,000 Building $379,860
2025$5,149.00 (+5.38%) Homeowner's exemption$319,400 (+5.99%)$511,610 (+12.57%) Land $125,000 Building $386,610
2024$4,886.00 (+7.53%)
2023$4,544.00 (+4.01%) Homeowner's exemption$301,357 (+3%)$454,480 (+15.8%) Land $125,000 Building $329,480
2022$4,369.00 Homeowner's exemption$292,580$392,458 Land $110,000 Building $282,458

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: CenturyLink.

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