13210 Cherwin Ave, Baltimore (Middle River), MD 21220 Property Records

Baltimore County property record for 13210 Cherwin Ave, Baltimore, MD 21220 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,764 sqft · built 1929
Lot Size	0.282 acres (12,300 sqft)
Owner	2 Individual Names on File
Last Sale	$438,000 (Apr 2020)
Tax Bill	$5,691 (2024)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2018 Mortgage + 2 more
APN	`15-1523350070`

Property Details

APN / Parcel Number

Primary APN	`15-1523350070`
Alternative APN	`1523350070`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,764 sqft Living Area
1st Floor Area	1,212 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,300 sqft (0.282 acres)
Lot Dimensions	246 ft deep x 50 ft wide
View / Lot	Waterfront

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	352 sqft
Deck Area	200 sqft
Shed	1 Shed
Shed Area	140 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1523350070
Street Address	13210 CHERWIN AVE
City	BALTIMORE
State	MD
Zip	21220-1008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 30-31 TWIN RIVER BEACH
Legal Subdivision	TWIN RIVER BEACH
Legal Block	2
Legal Lot Number	30
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	2
Census Block	2001
Census Tract	451702

Owner

Source: Baltimore County records · APN 15-1523350070

Assessment roll updated July 14, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13210 CHERWIN AVE, MIDDLE RIVER, MD 21220-1008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Feb 05, 2018	Deed of Trust, Mortgage · Conventional Mortgage EDUCATIONAL SYSTEMS FCU
Mar 17, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Apr 02, 2020	Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 02, 2020 · Amount on Record
Deed Sale	Apr 02, 2020 · Amount on Record
Prior Sale	Apr 01, 2002 · Amount on Record
Deed Book / Page	42647 / 223
Prior Transfer Date	Aug 27, 2009
Prior Transfer Doc	0285760198
Record Updated	Jun 08, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	13210 CHERWIN AVE, BALTIMORE, MD 21220-1008
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13210 CHERWIN AVE, MIDDLE RIVER, MD 21220-1008

Mortgage

Document Number	0507440229
Date	Nov 24, 2025
Book Page	50744/229

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 12, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	13210 CHERWIN AVE, BALTIMORE, MD 21220-1008
Transaction Type	Mortgage
Record Updated	May 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0399130336
Date	Feb 05, 2018
Book Page	0039913/336

Lender

Name	EDUCATIONAL SYSTEMS FCU
Type	Credit Union
Address	GREENBELT, MD 20768

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2048

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	13210 CHERWIN AVE, BALTIMORE, MD 21220-1008
Transaction Type	Mortgage
Record Updated	May 02, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0443270026
Date	Mar 17, 2021
Book Page	44327/26

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Apr 02, 2020
Property Address	13210 CHERWIN AVE, BALTIMORE, MD 21220-1008
Document Number	0426470223
Book / Page	42647 / 223
Map Reference	MB WPC7 FO 51
Instrument Date	Mar 20, 2020
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	LAWYERS TRUST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13210 CHEMIN AVENUE, BALTIMORE, MD 21220

Mortgage

Document Number	0042647230
Date	Apr 02, 2020
Instrument	42647/230

Lender

Name	RESIDENTIAL MORTGAGE SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2050

Tax Assessment & Valuation

Source: Baltimore County records · Assessment roll updated July 14, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$446,100 (+27.71%)	$494,500 (+41.57%) Land $290,300 Building $204,200
2024	$5,691.00 (+126.37%)
2023	$2,514.00	$349,300 Land $172,000 Building $177,300	$349,300 Land $172,000 Building $177,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240054517022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 73 individual NFIP policies nearby
Nearby Flood Policies	73 in force
Nearby Flood Claims	68 (1978–2024)
Claims Outside the SFHA	10 of 68
Most Recent Claim	Aug 2024, tidal / storm surge
Claims By Storm	Hurricane Isabel, Sep 2003 · 54 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 73 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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