Bedford County property record for 1321 Windhaven Trl, Hardy, VA 24101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,296 sqft · built 2007 |
| Lot Size | 1.98 acres (86,249 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $469 (2026) |
| Deeds & Mortgages | Jan 2024 Second Mortgage Jul 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 190 1 13 |
| Primary APN | 190 1 13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 86,249 sqft (1.98 acres) |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1321 WINDHAVEN TRL |
|---|---|
| City | HARDY |
| State | VA |
| Zip | 24101-3750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WINDHURST LT 13 |
| Legal Subdivision | WINDHURST |
| Legal Lot Number | 13 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 30602 |
1321 Windhaven Trl is owned and occupied by two individuals.
Source: Bedford County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1321 WINDHAVEN TRL, HARDY, VA 24101-3750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 16, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Jul 6, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Mar 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1321 WINDHAVEN TRL, HARDY, VA 24101-3750 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0240000309 |
|---|---|
| Date | Jan 16, 2024 |
| Instrument | 240000309 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 293 Months |
| Due | Jun 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1321 WINDHAVEN TRL, HARDY, VA 24101-3750 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230005441 |
|---|---|
| Date | Jul 6, 2023 |
| Instrument | 230005441 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jun 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1321 WINDHAVEN TRL, HARDY, VA 24101-3750 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0220003633 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 220003633 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 315 Months |
| Due | Jun 1, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 1321 Windhaven Trl was $469.
Source: Bedford County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $469.00 | $114,500 Land $26,000 Building $88,500 | |
| 2023 | $469.00 Additional exemption filed | $57,250 | $114,500 Land $26,000 Building $88,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1321 Windhaven Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1321 Windhaven Trl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| ZiTEL Fiber | 960 / 960 |
| Starlink Satellite | 280 / 30 |
May also be available: Glo Fiber.
5G (outdoors only) and 4G LTE
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