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1321 White Wolf Rd, Sebring, FL 33870 Property Records

Highlands County property record for 1321 White Wolf Rd, Sebring, FL 33870

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,451 sqft · built 2007
Lot Size2.5 acres (108,900 sqft)
Owner2 Individual Names on File
Tax Bill$2,127 (2024)
Deeds & MortgagesJan 2020 Mortgage
Dec 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNC-23-34-29-A00-0040-0042

Property Details

APN / Parcel Number

Primary APNC-23-34-29-A00-0040-0042

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area3,451 sqft Living Area
1st Floor Area3,075 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialSlate
Lot Area108,900 sqft (2.5 acres)

Exterior Amenities

PorchOpen Porch
Porch Area984 sqft
FenceFence
Shed1 Shed
Shed Area585 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address1321 WHITE WOLF RD
CitySEBRING
StateFL
Zip33870-6809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAU
Legal DescriptionNW 1/4 OF SE 1/4 OF SW 1/4 OF SW 1/4 SEC 23 23-34-29/4-4.2 2.50 ACRE
Legal Range29E
Legal Township34S
Legal Section23
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group1
Census Block1006
Census Tract960900

Owner

1321 White Wolf Rd is owned and occupied by two individuals who acquired it in January 2020.

Source: Highlands County records, as of December 12, 2025

Owner of Record2 Individual Names on File
Mailing Address1321 WHITE WOLF RD, SEBRING, FL 33870-6809
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2020Quit Claim Deed, Transfer
MIDFLORIDA CU ISAOA
Dec 8, 2017Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU

Assessor's Deed Record

Deed Names2 Names on Deed
Prior SaleSep 18, 2007
Last Transfer DateJan 30, 2020
Transfer Doc0001973482
Record UpdatedJun 8, 2026

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHIGHLANDS FL
Recording DateJan 30, 2020
Property Address1321 WHITE WOLF RD, SEBRING, FL 33870-6809
Document Number0001973482
Book / Page002736 / 000106
Instrument DateJan 8, 2020
Instrument1973482
Transaction TypeTransfer
Record UpdatedFeb 20, 2020
Title CompanySOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1321 WHITE WOLD RD SEBRING FL 33870, SEBRING, FL 33870

Mortgage

Document Number1973484
DateJan 30, 2020
Book Page002736/000108
Instrument1973484
Lender
NameMIDFLORIDA CU ISAOA
TypeCredit Union
AddressLAKELAND, FL 33802-8008
Agreement
AmountAmount on Record
Term240 Months
DueJan 29, 2040

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address1321 WHITE WOLF RD, SEBRING, FL 33870-6809
Document Number0001877539
Book / Page002612 / 001765
Instrument DateDec 8, 2017
Transaction TypeMortgage
Record UpdatedJan 8, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1321 WHITE WOLF RD SEBRING FL 338706809, SEBRING, FL 33870-6809

Mortgage

Document Number0001877539
DateDec 20, 2017
Book Page002612/001765
Instrument1877539
Lender
NameMIDFLORIDA CU
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueDec 19, 2022
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$168,814$393,159 Land $8,125 Building $385,034
2024$2,127.00 (+3.25%)
2023$2,060.00 (+2.03%) Homeowner's exemption$159,278 (+3%)$393,521 (+16.29%) Land $8,125 Building $385,396
2022$2,019.00 Homeowner's exemption$154,639$338,394 Land $8,125 Building $330,269

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1321 White Wolf Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1321 White Wolf Rd is high, ranking above 86% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 86% of the US · above 78% of Florida
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Rapid Systems
Fixed Wireless		50 / 10

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