1321 W 21st St, Merced, CA 95340 Property Records

Merced County property record for 1321 W 21st St, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,206 sqft · built 1951
Lot Size	0.17 acres (7,447 sqft)
Owner	Individual Name on Record
Tax Bill	$245 (2025)
Deeds & Mortgages	Apr 2020 Mortgage May 2017 Transfer + 1 more
Flood Zone	Zone AO (high risk)
APN	`030-231-010-000`

Property Details

APN / Parcel Number

Primary APN	`030-231-010-000`
Alternative APN	`030231010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,206 sqft Living Area
Gross Area	1,486 sqft
1st Floor Area	1,206 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1970
Architectural Style	Other
Construction Type	Tilt-Up Concrete
Lot Area	7,447 sqft (0.17 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	156 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	030231010
Street Address	1321 W 21ST ST
City	MERCED
State	CA
Zip	95340-3425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PREGNO #2 ADD LOT 14 BLK 95
Legal Subdivision	PREGNO ADD 02
Legal Block	95
Legal Lot Number	14
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2021
Census Tract	1301

Owner

Source: Merced County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3381 HARBOR DR, ATWATER, CA 95301-4704
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
May 3, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
May 3, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	May 3, 2017
Last Transfer Date	Apr 29, 2020
Transfer Doc	0000013742
Record Updated	Jun 7, 2026

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Apr 29, 2020
Property Address	1321 W 21ST ST, MERCED, CA 95340-3425
Document Number	0000013742
Map Reference	MB 11 PG 15
Instrument Date	Apr 25, 2020
Instrument	2020013742
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3379 NAUTICAL CT, ATWATER, CA 95301-4734
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013743
Date	Apr 29, 2020
Instrument	2020013743

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	May 3, 2017
Property Address	1321 W 21ST ST, MERCED, CA 95340-3425
Document Number	0000014013
Instrument Date	Apr 19, 2017
Instrument	14013
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3538 SARASOTA AVE MERCED CA 953489399, MERCED, CA 95348-9399

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	May 3, 2017
Property Address	1321 W 21ST ST, MERCED, CA 95340-3425
Document Number	0000014014
Map Reference	MB 11 PG 15
Instrument Date	Mar 30, 2017
Instrument	2017-014014
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3538 SARASOTA AVE, MERCED, CA 95348-9399
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014015
Date	May 3, 2017
Instrument	2017-014015

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$245.00 (+6.99%)	$20,800 (+4.03%) Land $11,013 Building $9,787
2023	$229.00 (+1.78%)	$19,995 Land $10,587 Building $9,408
2022	$225.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 130 policies
Nearby Flood Policies	130 in force
Nearby Flood Claims	8 (1995–2023)
Most Recent Claim	Jul 2023 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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