1321 SW Graystone Cir, Grain Valley, MO 64029 Property Records

Jackson County property record for 1321 SW Graystone Cir, Grain Valley, MO 64029

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,425 sqft · built 2003
Lot Size	0.309 acres (13,442 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,278 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-140-03-23`

Property Details

APN / Parcel Number

Primary APN	`41-140-03-23`
Alternative APNs	`41-140-03-23-00-0-00-000` `1686625`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,425 sqft Living Area
1st Floor Area	664 sqft
Basement Area	1,336 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,442 sqft (0.309 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	184 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1686625
Street Address	1321 SW GRAYSTONE CIR
City	GRAIN VALLEY
State	MO
Zip	64029-8414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SNI-A-BAR FARMS WEST 2ND PLAT---LOT 120
Legal Subdivision	SNI-A-BAR FARMS WEST 2ND PLAT
Legal Block	1
Legal Lot Number	120
Jurisdiction	JACKSON MO
Township / Civil Division	SNI-A-BAR
Census Block Group	1
Census Block	1011
Census Tract	14006

Owner

1321 SW Graystone Cir is owned and occupied by two individuals who acquired it in November 2019.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1321 SW GRAYSTONE CIR, GRAIN VALLEY, MO 64029-8414
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 10, 2021	Deed of Trust, Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 18, 2019	Warranty Deed, Transfer · FHA Mortgage COMMERCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2019
Deed Sale	Nov 18, 2019
Prior Sale	Apr 11, 2003 · Amount on File
Deed Document Number	2019E94732
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1321 SW GRAYSTONE CIR, GRAIN VALLEY, MO 64029-8414
Transaction Type	Mortgage
Record Updated	Feb 25, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 SW GRAYSTONE CIR, GRAIN VALLEY, MO 64029-8414

Mortgage

Document Number	00E0016062
Date	Feb 18, 2022
Instrument	2022E0016062

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1321 SW GRAYSTONE CIR, GRAIN VALLEY, MO 64029-8414
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0025879
Date	Mar 10, 2021
Instrument	2021E0025879

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Term	345 Months
Due	Dec 1, 2049

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 18, 2019
Property Address	1321 SW GRAYSTONE CIR, GRAIN VALLEY, MO 64029-8414
Document Number	0000E94732
Instrument Date	Nov 14, 2019
Instrument	94732E
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	SECURITY FIRST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1321 SW GRAYSTONE CIR GRAIN VALLEY MO 640298414, GRAIN VALLEY, MO 64029-8414

Mortgage

Document Number	E94888
Date	Nov 18, 2019
Instrument	94888E

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1321 SW Graystone Cir was $4,278, up 10.7% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Grain Valley City
Unified School District	Grain Valley R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,516 (-) Land $8,292 Building $44,224	$276,400 (-)
2025	$4,278.00 (+10.74%)	$52,516 Land $8,292 Building $44,224	$276,400
2024	$3,863.00 (+3.9%)
2023	$3,718.00	$46,901 Land $5,960 Building $40,941	$246,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1321 SW Graystone Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2002–2005)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1321 SW Graystone Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAIN VALLEY PWS serves 16,000 people · EPA ID MO1010320
Water Source	Purchased groundwater from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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