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1321 Sunset Dr, Sebring, FL 33870 Property Records

Highlands County property record for 1321 Sunset Dr, Sebring, FL 33870

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,308 sqft · built 1979
Lot Size0.567 acres (24,692 sqft)
OwnerIndividual Name on Record
Last Sale$244,000 (Dec 2025)
Tax Bill$1,204 (2025)
Deeds & MortgagesSep 2022 Mortgage
Jun 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNS134805027100170

Property Details

APN / Parcel Number

Primary APNS134805027100170
Alternative APN
  • S-13-34-28-050-2710-0170

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,308 sqft Living Area
1st Floor Area1,038 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1986
Exterior MaterialConcrete
Construction TypeConcrete
Roof TypeGable/Hip
Roof MaterialOther
Lot Area24,692 sqft (0.567 acres)
Lot Dimensions121 ft deep x 76 ft wide
DrivewayConcrete Driveway
Driveway Area330 sqft

Exterior Amenities

PorchFlorida Room
Porch Area589 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1321 SUNSET DR
CitySEBRING
StateFL
Zip33870-1541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLAKE SEBRING SHEET 5 PB 2 PG 16 E 1/2 OF LOT 17 + ALL LOTS 18 + 19 BLK 271
Legal Range28E
Legal Township34S
Legal Section13
Legal SubdivisionLAKE SEBRING SHEET 5
Legal Block271
Legal Lot Number18
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group3
Census Block3047
Census Tract960700

Owner

Source: Highlands County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1321 SUNSET DR, SEBRING, FL 33870-1541
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2022Deed of Trust, Mortgage · VA Mortgage
ICONIC MORTGAGE CORP
Jun 15, 2022Deed of Trust, Mortgage · VA Mortgage
ICONIC MORTGAGE CORP
Dec 11, 2025Warranty Deed, Transfer · FHA Mortgage
GOLD STAR MORTGAGE FINANCIAL GROUP
Mar 10, 2018Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 11, 2025 · Amount on Record
Deed SaleDec 11, 2025 · Amount on Record
Prior SaleMar 8, 2018 · Amount on Record
Deed Document Number20252291442
Deed Book / Page3162 / 531
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address1321 SUNSET DR, SEBRING, FL 33870-1541
Transaction TypeMortgage
Record UpdatedDec 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1321 SUNSET DR, SEBRING, FL 33870-1541

Mortgage

Document Number0002114236
DateSep 9, 2022
Book Page2930/235
Instrument2114236
Lender
NameICONIC MORTGAGE CORP
TypeMortgage Company
AddressMIAMI, FL 33132
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term358 Months
DueJul 1, 2052

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address1321 SUNSET DR, SEBRING, FL 33870-1541
Transaction TypeMortgage
Record UpdatedDec 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1321 SUNSET DR, SEBRING, FL 33870-1541

Mortgage

Document Number0002100289
DateJun 15, 2022
Book Page2912/1934
Instrument2100289
Lender
NameICONIC MORTGAGE CORP
TypeMortgage Company
AddressMIAMI, FL 33132
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateDec 11, 2025
Property Address1321 SUNSET DR, SEBRING, FL 33870-1541
Document Number0002291442
Book / Page3162 / 531
Map ReferenceMB 2 PG 16
Instrument DateDec 10, 2025
Instrument2291442
Transaction TypeTransfer
Record UpdatedDec 31, 2025
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,708.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1321 SUNSET DR, SEBRING, FL 33870-1541

Transferred To (Grantee/Buyer)

NameVerified Name
Address1321 SUNSET DR, SEBRING, FL 33870-1541

Mortgage

Document Number0003162533
DateDec 11, 2025
Instrument3162/533
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

Mortgage

Document Number0002291444
DateDec 11, 2025
Book Page3162/547
Instrument2291444
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP CORP
TypeMortgage Company
AddressANN ARBOR, MI 48105
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueJan 1, 2036

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address1321 SUNSET DR, SEBRING, FL 33870-1541
Document Number0001889187
Instrument DateMar 10, 2018
Transaction TypeMortgage
Record UpdatedApr 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1321 SUNSET DR SEBRING FL 338701541, SEBRING, FL 33870-1541

Mortgage

Document Number0001889187
DateMar 20, 2018
Book Page002626/001618
Instrument1889187
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 19, 2048

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
MunicipalitySebring City
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,204.00 (+7.12%) Homeowner's exemption Senior Citizen's exemption$88,988 (+5.99%)$153,866 (+2.56%) Land $36,700 Building $117,166
2024$1,124.00 (+7.56%)
2023$1,045.00 (+9.77%) Homeowner's exemption Senior Citizen's exemption$83,961 (+3%)$150,024 (+26.14%) Land $26,420 Building $123,604
2022$952.00 Homeowner's exemption Senior Citizen's exemption$81,516$118,931 Land $16,916 Building $102,015

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims11 (1998–2022)
Claims Outside the SFHA2 of 11
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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