1321 Summit Ave, Kalamazoo, MI 49006 Property Records

Kalamazoo County property record for 1321 Summit Ave, Kalamazoo, MI 49006

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,027 sqft · built 1885
Lot Size0.45 acres (19,602 sqft)
OwnerIndividual Name on File
Tax Bill$1,694 (2025)
Deeds & MortgagesApr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN06-16-180-107

Property Details

APN / Parcel Number

Primary APN06-16-180-107

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,027 sqft Living Area
1st Floor Area871 sqft
Basement Area858 sqft
Unfinished Basement858 sqft

Exterior

Year BuiltBuilt 1885
Effective Year BuiltEffective 1885
Lot Area19,602 sqft (0.45 acres)
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1321 SUMMIT AVE
CityKALAMAZOO
StateMI
Zip49006-2311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS5
Legal Description13226 ASSESSORS B PLAT LOT 107
Legal SubdivisionASSRS B
Legal Lot Number107
JurisdictionKALAMAZOO MI
Township / Civil DivisionKALAMAZOO
Census Block Group2
Census Block2009
Census Tract500

Owner

1321 Summit Ave is owned and occupied by an individual.

Source: Kalamazoo County records, as of September 24, 2026

Owner of RecordIndividual Name on File
Mailing Address3520 N DRAKE RD, KALAMAZOO, MI 49006-1388
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKALAMAZOO MI
Property Address1321 SUMMIT AVE, KALAMAZOO, MI 49006-2311
Transaction TypeMortgage
Record UpdatedJun 26, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018013626
DateApr 25, 2018
Instrument2018-013626
Lender
NameHONOR CU
TypeCredit Union
AddressBERRIEN SPRINGS, MI 49103
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 1321 Summit Ave was $1,694 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKalamazoo County
MunicipalityKalamazoo City
Unified School DistrictKalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$58,900$117,800
2025$1,694.00 Homeowner's exemption
2023$44,500$89,000
2019$1,347.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1321 Summit Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1321 Summit Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKALAMAZOO
serves 192,992 people · EPA ID MI0003520
Water SourceGroundwater
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Metronet.

Nearby Properties on Summit Ave

Nearby Streets

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