1321 Student Ave, Springfield, OH 45503 Property Records

Clark County property record for 1321 Student Ave, Springfield, OH 45503

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,025 sqft · built 1967
Lot Size	0.172 acres (7,497 sqft)
Owner	Owner Name on Record
Last Sale	$95,800 (Dec 2001)
Tax Bill	$1,782 (2024)
Deeds & Mortgages	May 2026 Line of Credit Oct 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`220-03-00027-405-009`

Property Details

APN / Parcel Number

Primary APN	`220-03-00027-405-009`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,025 sqft Living Area
1st Floor Area	1,025 sqft
Game Room	Game Room

Exterior

Year Built	Built 1967
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	7,497 sqft (0.172 acres)
Lot Dimensions	119 ft deep x 63 ft wide
Garage Area	350 sqft
Porch	Porch
Porch Area	424 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1321 STUDENT AVE
City	SPRINGFIELD
State	OH
Zip	45503-6159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Description	NORTHRIDGE SUBD NO 11; 535
Legal Subdivision	NORTHRIDGE SUBD
Legal Block	405
Legal Lot Number	535
Jurisdiction	CLARK OH
Township / Civil Division	MOOREFIELD
Census Block Group	1
Census Block	1015
Census Tract	2607

Owner

Source: Clark County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	1321 STUDENT AVE, SPRINGFIELD, OH 45503-6159
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Oct 3, 2024	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2001 · Amount on Record
Deed Sale	Dec 20, 2001 · Amount on Record
Deed Document Number	5746
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Recording Date	May 15, 2026
Property Address	1321 STUDENT AVE, SPRINGFIELD, OH 45503-6159
Document Number	0000006589
Book / Page	2268 / 5392
Instrument Date	May 14, 2026
Instrument	20266589
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WESBANCO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 STUDENT AVE, SPRINGFIELD, OH 45503-6159

Mortgage

Document Number	0000006589,
Date	May 15, 2026
Book Page	2268/5392
Instrument	20266589

Lender

Name	WESBANCO BANK INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 14, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	1321 STUDENT AVE, SPRINGFIELD, OH 45503-6159
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 STUDENT AVE, SPRINGFIELD, OH 45503-6159

Mortgage

Document Number	0000012307
Date	Oct 3, 2024
Book Page	2243/815
Instrument	202400012307

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2054

Tax Assessment & Valuation

Source: Clark County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
County Subdivision	Moorefield Township
Unified School District	Northeastern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,830 (+56.6%) Land $16,410 Building $47,420	$182,380 (+56.6%) Land $46,890 Building $135,490
2024	$1,782.00 (+3.01%)
2023		$40,760 Land $9,550 Building $31,210
2022	$1,730.00		$116,460 Land $27,290 Building $89,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARK COUNTY NORTHRIDGE PWS private · serves 8,874 people · EPA ID OH1201003
Water Source	Purchased groundwater from SPRINGFIELD CITY PWS
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

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