1321 State St, Eldorado, IL 62930 Property Records

Saline County property record for 1321 State St, Eldorado, IL 62930 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$133,000 (Mar 2021)
Tax Bill	$3,702 (2024)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-2-257-04`

Property Details

APN / Parcel Number

Primary APN	`04-2-257-04`

Location & Zoning

Street Address	1321 STATE ST
City	ELDORADO
State	IL
Zip	62930-1636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EL,S ,T ,R ,Q ,L001,B004 ORIGINAL PLAT LOTS 1-3 2207/336 3/21 W/D 06-21-156-001-0040
Legal Lot Number	1-3
Jurisdiction	SALINE IL
Township / Civil Division	EAST ELDORADO
Census Block Group	3
Census Block	3001
Census Tract	955100

Owner

Source: Saline County records · APN 04-2-257-04

Assessment roll updated January 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1321 STATE ST, ELDORADO, IL 62930-1636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Warranty Deed, Transfer · FHA Mortgage HOMESIDE FINANCIAL LLC
Jun 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOUTHERN BANK
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOUTHERN BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 26, 2021 · Amount on Record
Deed Sale	Mar 26, 2021 · Amount on Record
Deed Document Number	276674
Deed Book / Page	2207 / 336
Record Updated	Jun 08, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE IL
Recording Date	Mar 26, 2021
Property Address	1321 STATE ST, ELDORADO, IL 62930-1636
Document Number	2207/336
Book / Page	2207 / 336
Instrument Date	Mar 19, 2021
Instrument	276674
Transaction Type	Transfer
Record Updated	Sep 02, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$199.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 STATE ST, ELDORADO, IL 62930-1636

Mortgage

Document Number	276675
Date	Mar 26, 2021
Instrument	276675

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE IL
Property Address	1321 STATE ST, ELDORADO, IL 62930-1636
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2153/0800
Date	Jun 22, 2018
Book Page	2153/0800
Instrument	267764

Lender

Name	FIRST SOUTHERN BANK
Type	Bank
Address	MARION, IL 62959

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 01, 2038

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE IL
Property Address	1321 STATE ST, ELDORADO, IL 62930-1636
Transaction Type	Mortgage
Record Updated	Jun 17, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2192/456
Date	May 29, 2020
Book Page	2192/456
Instrument	273919

Lender

Name	FIRST SOUTHERN BANK
Type	Bank
Address	MARION, IL 62959

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2035

Tax Assessment & Valuation

Source: Saline County records · Assessment roll updated January 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Saline County
County Subdivision	East Eldorado Township
Municipality	Eldorado City
Unified School District	Eldorado Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,702.00 (+13.77%) Homeowner's exemption	$44,929 (+13.29%) Land $4,580 Building $40,349	$134,787 (+13.29%) Land $13,740 Building $121,047
2022		$39,657 (+5.69%) Land $4,042 Building $35,615	$118,971 (+5.69%) Land $12,126 Building $106,845
2021	$3,254.00 Homeowner's exemption	$37,521 Land $3,825 Building $33,696	$112,563 Land $11,475 Building $101,088

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saline County (17165C), updated October 2, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 395 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Delta Communications	Fiber	7,000 / 7,000
Frontier	Fiber	7,000 / 7,000
Mediacom Communications	Cable	1,000 / 50
Wisper ISP	Fixed Wireless (unlicensed)	400 / 30
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Hamilton County Telephone Co-Op, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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