1. Home
  2. North Carolina
  3. Mecklenburg County
  4. Cornelius
  5. South St

1321 South St, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 1321 South St, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,470 sqft · built 2015
Lot Size0.074 acres (3,228 sqft)
OwnerCompany Name on Record
Last Sale$389,000 (Apr 2016)
Tax Bill$3,991 (2024)
Deeds & MortgagesMar 2026 Transfer
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN007-518-07

Property Details

APN / Parcel Number

Primary APN007-518-07

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,470 sqft Heated Area
1st Floor Area1,092 sqft
Upper Floors Area1,378 sqft
Attic Area110 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Lot Area3,228 sqft (0.074 acres)
Garage Area572 sqft
PorchPorch
Porch Area260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address1321 SOUTH ST
CityCORNELIUS
StateNC
Zip28031-8244
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTC
Legal DescriptionL152 M52-106
Legal SubdivisionCORNELIUS TOD PH 2 MAP 2
Legal Lot Number152
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group1
Census Block1023
Census Tract6409

Owner

Source: Mecklenburg County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
Mailing Address1321 SOUTH ST, CORNELIUS, NC 28031-8244
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2026Intrafamily Transfer, Transfer
Mar 25, 2020Deed of Trust, Mortgage · Conventional with PMI
ATLANTIC HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2016 · Amount on Record
Deed SaleApr 22, 2016 · Amount on Record
Prior SaleApr 22, 2016 · Amount on Record
Deed Document Number0000047635
Deed Book / Page30760 / 832
Last Transfer DateMar 3, 2026
Transfer Doc0000021414
Record UpdatedJun 8, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateMar 3, 2026
Property Address1321 SOUTH ST, CORNELIUS, NC 28031-8244
Document Number0000021414
Book / Page40242 / 706
Map ReferenceMB 52 PG 106
Instrument DateMar 3, 2026
Instrument2026021414
Transaction TypeTransfer
Record UpdatedMar 12, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1321 SOUTH ST, CORNELIUS, NC 28031-8244

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1321 SOUTH ST, CORNELIUS, NC 28031-8244

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1321 SOUTH ST, CORNELIUS, NC 28031-8244
Document Number0000044224
Instrument DateMar 25, 2020
Transaction TypeMortgage
Record UpdatedMay 7, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1321 SOUTH ST CORNELIUS NC 280318244, CORNELIUS, NC 28031-8244

Mortgage

Document Number0000044224
DateMar 30, 2020
Book Page034417/000273
Instrument44224
Lender
NameATLANTIC HM LOANS
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 29, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$608,200 Land $130,000 Building $478,200
2024$3,991.00
2023$608,200 Land $130,000 Building $478,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area		2,000 / 2,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, TDS Telecom, Verizon.

Nearby Properties on South St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures