1321 Shelnutt Loop, Phil Campbell, AL 35581 Property Records

Franklin County property record for 1321 Shelnutt Loop, Phil Campbell, AL 35581

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,377 sqft · built 2019
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Tax Bill$712 (2026)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN0000846230

Property Details

APN / Parcel Number

Primary APN0000846230
Alternative APN
  • 13 03 06 0 000 011.0060

Interior

Full Baths1 Bath
Stories1 Story
Building Area2,377 sqft Living Area
1st Floor Area2,377 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialFiber Cement Siding
Foundation TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Lot Dimensions209 ft deep x 209 ft wide
PorchOpen Porch
Porch Area297 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number0000846230
Street Address1321 SHELNUTT LOOP
CityPHIL CAMPBELL
StateAL
Zip35581-5545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF SE4 OF SE4 OF SEC6 T8 R10 COMM AT THE SE CORNER OF THE SE4 OF SEC6 TH W 1060.25 TH N 469.64 TO BEG TH W 210 TH N 210 TH E 210 TH S 210 TO POB
Legal Range10
Legal Township08
Legal Section06
Legal SubdivisionHUNTSVILLE MERIDIAN
JurisdictionFRANKLIN AL
Township / Civil DivisionPHIL CAMPBELL
Census Block Group1
Census Block1040
Census Tract973703

Owner

Source: Franklin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1321 SHELNUTT LOOP, PHIL CAMPBELL, AL 35581-5545
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN AL
Property Address1321 SHELNUTT LOOP, PHIL CAMPBELL, AL 35581-5545
Transaction TypeMortgage
Record UpdatedDec 1, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number854/614
DateNov 18, 2021
Book Page854/614
Instrument21-854614
Lender
NameCIS FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 18, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$712.00 (+7.07%)
2025$665.00 (+4.72%) Homeowner's exemption$20,820 (+4.62%) Land $520 Building $20,300$208,100 (+4.57%) Land $5,200 Building $202,900
2023$635.00 (+9.86%) Additional exemption filed$19,900 (+9.34%)$199,000 (+9.16%) Land $4,700 Building $194,300
2022$578.00 Additional exemption filed$18,200 Land $400 Building $17,800$182,300 Land $4,300 Building $178,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 73% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Freedom Fiber
Fiber
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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