1321 Sand Mountain Rd, Ocoee, TN 37361 Property Records

Polk County property record for 1321 Sand Mountain Rd, Ocoee, TN 37361

Property Summary

Property Type	General Agricultural/Rural
Details	1 ba · 1 sqft · built 2019
Lot Size	31.8 acres (1,385,208 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,000 (Sep 2026)
Tax Bill	$345 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`087-037.01`

Property Details

APN / Parcel Number

Primary APN	`087-037.01`
Alternative APNs	`0108708703701` `070087 03701`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1 sqft Gross Area
1st Floor Area	1 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2023
Architectural Style	Mobile/Manufactured
Exterior Material	Siding Sheathing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,385,208 sqft (31.8 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	Deck Area
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1321 SAND MOUNTAIN RD
City	OCOEE
State	TN
Zip	37361-3836
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	DISTRICT: 01, COUNTY AREA: E01
Jurisdiction	POLK TN
Township / Civil Division	2
Census Block Group	1
Census Block	1083
Census Tract	950300

Owner

Source: Polk County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11918 DOLLY POND RD, BIRCHWOOD, TN 37308-5058
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL NW BANK
Feb 18, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2026 · Amount on Record
Deed Sale	Sep 21, 2026 · Amount on Record
Prior Sale	Feb 18, 2022 · Amount on Record
Deed Document Number	20262954
Deed Book / Page	8 / 1747
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Sep 21, 2026
Property Address	1321 SAND MOUNTAIN RD, OCOEE, TN 37361-3836
Document Number	0000002954
Book / Page	8 / 1747
Instrument Date	Sep 17, 2026
Instrument	20262954
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188,718.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11918 DOLLY POND RD, BIRCHWOOD, TN 37308-5058

Mortgage

Document Number	0000002955,
Date	Sep 21, 2026
Book Page	8/1750
Instrument	20262955

Lender

Name	FIRST FINANCIAL NW BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Sep 17, 2028

Interest

Max Rate	-1%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Feb 18, 2022
Property Address	1321 SAND MOUNTAIN RD, OCOEE, TN 37361-3836
Document Number	0WD337/390
Book / Page	WD337 / 390
Instrument Date	Feb 10, 2022
Instrument	22000538
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Tax	$1,110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1335 PLEASANT GROVE RD, MC DONALD, TN 37353-6033

Tax Assessment & Valuation

Source: Polk County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$345.00	$20,425 (-) Land $15,825 Building $4,600	$295,200 (-) Land $276,800 Building $18,400
2024	$345.00 (-2.54%) Additional exemption filed	$20,425 (-2.39%) Land $15,825 Building $4,600
2023	$354.00 (-15.91%) Additional exemption filed	$20,925 (+24.74%) Land $15,825 Building $5,100	$295,200 (+339.94%) Land $276,800 Building $18,400
2022	$421.00	$16,775 Land $14,750 Building $2,025	$67,100 Land $59,000 Building $8,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	21 (1994–2020)
Claims Outside the SFHA	3 of 21
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 4 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 70% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	50 / 10

Cell Coverage

5G and 4G LTE (outdoors only)

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