1321 Rust St, Eau Claire, WI 54701 Property Records

Eau Claire County property record for 1321 Rust St, Eau Claire, WI 54701 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1940
Lot Size	0.137 acres (5,950 sqft)
Owner	Individual Name on File
Tax Bill	$2,814 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2024 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`03-0875-000`

Property Details

APN / Parcel Number

Primary APN	`03-0875-000`
Alternative APNs	`18221-2-270921-330-2099` `221030875000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
Basement Area	816 sqft
Finished Basement	204 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Vinyl
Lot Area	5,950 sqft (0.137 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1321 RUST ST
City	EAU CLAIRE
State	WI
Zip	54701-3971
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF LOTS 1 & 2 BLK 5 RIPLEYS 1ST ADD COM AT NE COR LOT 2 THC S 56D 37M W ALG N LINE OF LOTS 1 & 2 102 FT FOR POB THC S 35D
Legal Range	09W
Legal Township	27N
Legal Section	21
Legal Subdivision	RIPLEYS 1ST ADD
Legal Block	5
Legal Lot Number	1-2
Jurisdiction	EAU CLAIRE WI
Township / Civil Division	EAU CLAIRE
Census Block Group	2
Census Block	2009
Census Tract	1700

Owner

Source: Eau Claire County records · APN 03-0875-000

Assessment roll updated April 23, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1321 RUST ST, EAU CLAIRE, WI 54701-3971
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage SECURITY FINANCIAL BANK
May 02, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU
May 02, 2024	Warranty Deed, Transfer · Conventional Mortgage ROYAL CU
Mar 18, 2019	Warranty Deed, Transfer CITIZENS ST BK/LA CROSSE-EAU C

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	1321 RUST ST, EAU CLAIRE, WI 54701-3971
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001213538
Date	Jun 14, 2021
Instrument	1213538

Lender

Name	SECURITY FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	1321 RUST ST, EAU CLAIRE, WI 54701-3971
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001254262
Date	May 02, 2024
Instrument	1254262

Lender

Name	ROYAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2054

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	May 02, 2024
Property Address	1321 RUST ST, EAU CLAIRE, WI 54701-3971
Document Number	0001254261
Instrument Date	Apr 29, 2024
Instrument	1254261
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 RUST ST, EAU CLAIRE, WI 54701-3971

Mortgage

Document Number	0001254262
Date	May 02, 2024
Instrument	1254262

Lender

Name	ROYAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2054

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	Mar 18, 2019
Property Address	1321 RUST ST, EAU CLAIRE, WI 54701-3971
Document Number	0001172504
Instrument Date	Mar 13, 2019
Instrument	1172504
Transaction Type	Transfer
Record Updated	Apr 05, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$180.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	923 S HASTINGS WAY #H188 EAU CLAIRE WI 547013439, H188, EAU CLAIRE, WI 54701-3439

Mortgage

Document Number	1172505
Date	Mar 18, 2019
Instrument	1172505

Lender

Name	CITIZENS ST BK/LA CROSSE-EAU C
Address	ALTOONA, WI 54720

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Eau Claire County records · Assessment roll updated April 23, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Eau Claire County
Municipality	Eau Claire City
Unified School District	Eau Claire Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,814.00	$150,200 (-) Land $25,100 Building $125,100	$196,400
2023		$150,200 Land $25,100 Building $125,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Eau Claire County (55035C), updated April 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 550350017002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1980–2002)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2002

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 474 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TDS Telecom	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Rust St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures