1321 Railroad St, Poth, TX 78147 Property Records

Wilson County property record for 1321 Railroad St, Poth, TX 78147

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,830 sqft · built 2001
Lot Size0.544 acres (23,700 sqft)
Owner2 Individual Names on Record
Tax Bill$3,867 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN4860-00115-00501

Property Details

APN / Parcel Number

Primary APN4860-00115-00501
Alternative APN
  • 42067

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,830 sqft Living Area
Gross Area2,781 sqft
1st Floor Area1,830 sqft
FlooringTile

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialBrick
Roof TypeGable
Lot Area23,700 sqft (0.544 acres)
Lot Dimensions158 ft deep x 150 ft wide
Garage TypeAttached
Garage Area650 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Patio/Porch
Porch Area445 sqft
Shed1 Shed
Shed Area560 sqft
Storage Building224 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address1321 RAILROAD ST
CityPOTH
StateTX
Zip78147
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPOTH NEW TOWN, BLOCK 115, LOT 5A, ACRES .54
Legal SubdivisionPOTH NEW TOWN
Legal Block115
Legal Lot Number5A
JurisdictionWILSON TX
Township / Civil DivisionPOTH
Census Block Group4
Census Block4024
Census Tract600

Owner

Source: Wilson County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 963, POTH, TX 78147-0963
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2021Deed of Trust, Mortgage · Line of Credit
GARDNER FINANCIAL SERVICES LTD
Jun 3, 2021Deed of Trust, Mortgage · Commercial Mortgage
FROST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILSON TX
Property Address1321 RAILROAD ST, POTH, TX 78147
Transaction TypeMortgage
Record UpdatedAug 31, 2021
Title CompanyNOT AVAILABLE, MGTC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number110373
DateAug 13, 2021
Instrument110373
Lender
NameGARDNER FINANCIAL SERVICES LTD
TypeFunding / Finance Company
AddressSAN ANTONIO, TX 78231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueSep 1, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILSON TX
Property Address1321 RAILROAD ST, POTH, TX 78147
Transaction TypeMortgage
Record UpdatedJul 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number107541
DateJun 3, 2021
Instrument107541
Lender
NameFROST BANK
TypeBank
AddressSAN ANTONIO, TX 78296
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Wilson County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyWilson County
MunicipalityPoth Town
Unified School DistrictPoth Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,867.00 (-0.05%) Homeowner's exemption$306,681 (+21%)$333,860 (+7.42%) Land $71,100 Building $262,760
2024$3,869.00 (-3.47%)
2023$253,455 Land $30,810 Building $280,000$310,810 Land $30,810 Building $280,000
2022$4,008.00 (+25.33%)
2018$3,198.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POTH
serves 2,994 people · EPA ID TX2470002
Water SourceGroundwater
Last State InspectionOct 2022
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Rise Broadband
Fiber · Fixed Wireless
1,000 / 200
Horizon Broadband
Fixed Wireless
200 / 20
ZipLink Internet
Fixed Wireless
100 / 20
Guadalupe Valley Electric Cooperative
Fixed Wireless
100 / 20

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