1321 Prairie St, Chaska, MN 55318 Property Records

Carver County property record for 1321 Prairie St, Chaska, MN 55318

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,196 sqft · built 1961
Lot Size	0.244 acres (10,629 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Jan 2026)
Tax Bill	$3,724 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-2580410`

Property Details

APN / Parcel Number

Primary APN	`30-2580410`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,196 sqft Finished Area
Gross Area	2,572 sqft
1st Floor Area	1,196 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1968
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,629 sqft (0.244 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1321 PRAIRIE ST
City	CHASKA
State	MN
Zip	55318-2417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 04 TOWNSHIP 115 RANGE 023 HOLTZ VALLEY 2ND ADDITION LOT 004 BLOCK 005
Legal Range	023
Legal Township	115
Legal Section	04
Legal Subdivision	HOLTZ VALLEY 2ND ADDITION
Legal Block	5
Legal Lot Number	4
Jurisdiction	CARVER MN
Township / Civil Division	CHASKA
Census Block Group	3
Census Block	3004
Census Tract	91001

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1321 PRAIRIE ST, CHASKA, MN 55318-2417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 16, 2026	Warranty Deed, Transfer · Conventional Mortgage GRANITE COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2026 · Amount on Record
Deed Sale	Jan 16, 2026 · Amount on Record
Deed Document Number	2026795830
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	1321 PRAIRIE ST, CHASKA, MN 55318-2417
Transaction Type	Mortgage
Record Updated	Jan 28, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 PRAIRIE ST, CHASKA, MN 55318-2417
Investor	Possibly a Property Investor

Mortgage

Document Number	000A790890
Date	Sep 12, 2025
Instrument	A790890

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Jan 16, 2026
Property Address	1321 PRAIRIE ST, CHASKA, MN 55318-2417
Document Number	000A795830
Instrument Date	Jan 15, 2026
Instrument	A795830
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	WATERMARK TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,122.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 PRAIRIE ST, CHASKA, MN 55318-2417

Mortgage

Document Number	000A795831
Date	Jan 16, 2026
Instrument	A795831

Lender

Name	GRANITE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Mortgage

Document Number	000A795832
Date	Jan 16, 2026
Instrument	A795832

Lender

Name	CARVER COUNTY COMMUNITY DEVELOPMENT AGEN
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Chaska City
Unified School District	Eastern Carver County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,724.00 (+9.66%) Homeowner's exemption	$313,400 (+1.59%) Land $125,000 Building $188,400	$313,400 (+1.59%) Land $125,000 Building $188,400
2025	$3,396.00 (+0.95%) Homeowner's exemption	$308,500 (+3.35%) Land $120,000 Building $188,500	$308,500 (+3.35%) Land $120,000 Building $188,500
2024	$3,364.00 (+4.21%) Homeowner's exemption	$298,500 (+1.19%) Land $110,000 Building $188,500	$298,500 (+1.19%) Land $110,000 Building $188,500
2023	$3,228.00 Homeowner's exemption	$295,000 Land $110,000 Building $185,000	$295,000 Land $110,000 Building $185,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Chaska serves 30,000 people · EPA ID MN1100002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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