1321 Piper Rd, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 1321 Piper Rd, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,765 sqft · built 1950
Lot Size	0.576 acres (25,091 sqft)
Owner	Individual Name on File
Last Sale	$127,000 (Oct 2014)
Tax Bill	$4,552 (2026)
Deeds & Mortgages	Jun 2024 Line of Credit Mar 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`234-14950-0G-001`

Property Details

APN / Parcel Number

Primary APN	`234-14950-0G-001`
Alternative APN	`WSPR M:00234 B:14950 L:0000G`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,765 sqft Living Area
Gross Area	2,676 sqft
Basement Area	899 sqft
Unfinished Basement	899 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,091 sqft (0.576 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	234-14950-0G-001
Street Address	1321 PIPER RD
City	WEST SPRINGFIELD
State	MA
Zip	01089-4509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Block	14950
Legal Lot Number	G
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	4
Census Block	4017
Census Tract	812401

Owner

1321 Piper Rd is owned and occupied by an individual who bought it in October 2014.

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1321 PIPER RD, WEST SPRINGFIELD, MA 01089-4509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2024	Deed of Trust, Mortgage · Line of Credit PIONEER VALLEY POSTAL FEDERAL CREDIT UN
Mar 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PIONEER VALLEY CU
Aug 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage PIONEER VLY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2014 · Amount on File
Deed Sale	Oct 3, 2014 · Amount on File
Deed Book / Page	20451 / 245
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	1321 PIPER RD, WEST SPRINGFIELD, MA 01089-4509
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025451-108
Date	Jun 12, 2024
Book Page	25451/108
Instrument	25379

Lender

Name	PIONEER VALLEY POSTAL FEDERAL CREDIT UN

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2044

Interest

Rate Type	Adjustable Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	1321 PIPER RD, WEST SPRINGFIELD, MA 01089-4509
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024451-217
Date	Mar 15, 2022
Book Page	24451/217
Instrument	15901

Lender

Name	PIONEER VALLEY CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	1321 PIPER RD, WEST SPRINGFIELD, MA 01089-4509
Document Number	22338-422
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 PIPER RD WEST SPRINGFIELD MA 010894509, WEST SPRINGFIELD, MA 01089-4509

Mortgage

Document Number	22338-422
Date	Aug 30, 2018
Book Page	022338/000422
Instrument	52152

Lender

Name	PIONEER VLY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 29, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 1321 Piper Rd was $4,552, up 2.8% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,552.00 (+2.75%)	$324,700 (+9%) Land $140,400 Building $184,300	$335,066 (+10.01%)
2025	$4,430.00 (-0.02%)	$297,900 (-0.43%) Land $123,400 Building $174,500	$304,570
2024	$4,431.00 (+6.59%)	$299,200 (+11.85%) Land $123,400 Building $175,800
2023	$4,157.00	$267,500 Land $123,400 Building $144,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1321 Piper Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1321 Piper Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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