1321 Peyton St, Geneva, IL 60134 Property Records

Kane County property record for 1321 Peyton St, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Owner2 Individual Names on File
Last Sale$170,000 (Oct 2019)
Tax Bill$17,521 (2025)
Deeds & MortgagesSep 2021 Mortgage
Oct 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-03-154-005

Property Details

APN / Parcel Number

Primary APN12-03-154-005
Alternative APN
  • 1203154004

Location & Zoning

Street Address1321 PEYTON ST
CityGENEVA
StateIL
Zip60134-2004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLEASANT VIEW ADD. - SLY 75 FT LOTS 5, 6, 7 & 8 BLK 5 (EX EASTERLY PT DESC IN TAX PAYER REQUEST WITH SURVEY DATED 9/28/17)
Legal SubdivisionPLEASANT VIEW ADD
Legal Block5
Legal Lot Number5-8
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group2
Census Block2010
Census Tract852607

Owner

1321 Peyton St is owned by two individuals who bought it in October 2019.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address0N737 FIELDSTONE LN, GENEVA, IL 60134-3535
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Oct 31, 2019Deed, Transfer · Conventional Mortgage
US BANK NA
Oct 17, 2017Deed of Trust, Mortgage · Conventional with PMI
GUARANTEED RATE
Oct 20, 2017Grant Deed, Transfer · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2019 · Amount on File
Deed SaleOct 31, 2019 · Amount on File
Deed Document Number201952424
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1321 PEYTON ST, GENEVA, IL 60134-2004
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000066969
DateSep 1, 2021
Instrument2021K066969
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051
Interest
Rate3%

October 2019: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateOct 31, 2019
Property Address1321 PEYTON ST, GENEVA, IL 60134-2004
Document Number0000052424
Instrument DateOct 30, 2019
Instrument2019K052424
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
Tax$170.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2441 WARRENVILLE RD STE 100, 2441, LISLE, IL 60532-3642

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
AddressN737 FIELDSTONE LN, GENEVA, IL 60134-3535

Mortgage

Document Number0000052425
DateOct 31, 2019
Instrument2019K052425
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.87%
AdjustableAdjustable Rate Rider
Type Change DateNov 1, 2026
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.87%
Index1-Year CMT
Max Rate8.87%

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1321 PEYTON ST, GENEVA, IL 60134-2004
Document Number0000050674
Instrument DateOct 17, 2017
Transaction TypeMortgage
Record UpdatedNov 1, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address202 GRANT AVE GENEVA IL 601341113, GENEVA, IL 60134-1113

Mortgage

Document Number0000050674
DateOct 23, 2019
Instrument50674
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount on Record
Term336 Months
DueOct 22, 2047
Interest
Rate TypeFixed Rate

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKANE IL
Recording DateOct 20, 2017
Property Address1321 PEYTON ST, GENEVA, IL 60134-2004
Document Number0000055238
Instrument DateOct 9, 2017
Instrument55238
Transaction TypeTransfer
Record UpdatedApr 23, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$894.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2939 CHURCH RD AURORA IL 605028904, AURORA, IL 60502-8904

Mortgage

Document Number55239
DateOct 20, 2017
Instrument55239
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 19, 2047
Interest
Rate TypeFixed Rate
Rate3.99%

Mortgage

Document Number55240,
DateOct 20, 2017
Instrument55240
Lender
NameQUORUM FCU
TypeCredit Union
AddressPURCHASE, NY 10577
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 19, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1321 Peyton St was $17,521.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,521.00$242,589 (+8.5%) Land $34,332 Building $208,257$728,058 (+8.5%) Land $103,037 Building $625,021
2024$223,584 Land $31,642 Building $191,942$671,020 Land $94,964 Building $576,056
2022$18,163.00 (+2.82%)$217,538 (+3.86%) Land $26,728 Building $190,810$652,614 (+3.86%) Land $80,184 Building $572,430
2021$17,664.00$209,453 Land $25,735 Building $183,718$628,359 Land $77,205 Building $551,154

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1321 Peyton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1321 Peyton St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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