Cooke County property record for 1321 Olive St, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 1940 |
| Lot Size | 0.203 acres (8,843 sqft) |
| Owner | Individual Name on File |
| Last Sale | $133,000 (Jun 2022) |
| Tax Bill | $5,130 (2026) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2320-003-00011 |
| Primary APN | 2320-003-00011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,400 sqft Living Area |
| Gross Area | 2,052 sqft |
| 1st Floor Area | 952 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Area | 8,843 sqft (0.203 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 444 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2320-003-00011 |
|---|---|
| Street Address | 1321 OLIVE ST |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-3529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GLADNEY LEACH; BLOCK 3; LOT 11 & 12 E 1/2 & LT 10 SE; ACRES .203 |
| Legal Subdivision | GLADNEY LEACH |
| Legal Block | 3 |
| Legal Lot Number | 11,12 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 600 |
1321 Olive St is owned and occupied by an individual who bought it in June 2022.
Source: Cooke County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1321 OLIVE ST, GAINESVILLE, TX 76240-3529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2022 · Amount on File |
| Deed Sale | Jun 15, 2022 · Amount on File |
| Prior Sale | Feb 4, 2019 |
| Deed Document Number | 20225297 |
| Deed Book / Page | 2518 / 475 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Jun 15, 2022 |
| Property Address | 1321 OLIVE ST, GAINESVILLE, TX 76240-3529 |
| Document Number | 002518/475 |
| Book / Page | 2518 / 475 |
| Map Reference | CAB B SL 70 |
| Instrument Date | Jun 13, 2022 |
| Instrument | 2022-5297 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1321 OLIVE ST, GAINESVILLE, TX 76240-3529 |
| Document Number | 0020225298 |
|---|---|
| Date | Jun 15, 2022 |
| Instrument | 2022-5298 |
| Name | SWIFT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
The 2026 property tax bill for 1321 Olive St was $5,130 with a homeowner's exemption, up 37.4% from the year before.
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Municipality | Gainesville City |
| Unified School District | Gainesville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,130.00 (+37.42%) Homeowner's exemption | $245,215 (-) Land $35,990 Building $209,225 | $245,215 (-) Land $35,990 Building $209,225 |
| 2025 | $3,733.00 (-1.45%) Homeowner's exemption | $245,215 Land $35,990 Building $209,225 | $245,215 Land $35,990 Building $209,225 |
| 2024 | $3,788.00 | ||
| 2023 | $230,132 Land $32,718 Building $197,414 | $230,132 Land $32,718 Building $197,414 | |
| 2022 | $4,615.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1321 Olive St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2007 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1321 Olive St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
May also be available: Element8.
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