Richland County property record for 1321 Old Two Notch Rd, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 4,561 sqft · built 2008 |
| Lot Size | 5.02 acres (218,671 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,125,000 (Apr 2024) |
| Tax Bill | $415 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25900-02-28 |
| Primary APN | 25900-02-28 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 4,561 sqft Heated Area |
| Gross Area | 8,969 sqft |
| 1st Floor Area | 2,472 sqft |
| Basement Area | 2,472 sqft |
| Unfinished Basement | 2,472 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 218,671 sqft (5.02 acres) |
| Garage Area | 1,350 sqft |
| Porch | Slab |
| Porch Area | 2,020 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 01544733 |
|---|---|
| Street Address | 1321 OLD TWO NOTCH RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-9333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU |
| Legal Description | LOT 3 #SU TALLAWOOD #PR Z-554 |
| Legal Subdivision | TALLAWOOD |
| Legal Lot Number | 3 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 11425 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1321 OLD TWO NOTCH RD, ELGIN, SC 29045-9333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Oct 17, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 9, 2024 | Quit Claim Deed, Transfer · VA Mortgage DELMAR FINANCIAL CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2024 · Amount on Record |
| Deed Sale | Apr 9, 2024 · Amount on Record |
| Prior Sale | Jun 27, 2005 · Amount on Record |
| Deed Document Number | 202415090 |
| Deed Book / Page | 2913 / 3763 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 1321 OLD TWO NOTCH RD, ELGIN, SC 29045-9333 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1321 OLD TWO NOTCH RD, ELGIN, SC 29045-9333 |
| Document Number | 0030660014 |
|---|---|
| Date | Oct 17, 2025 |
| Book Page | 3066/14 |
| Instrument | 2025049776 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Apr 9, 2024 |
| Property Address | 1321 OLD TWO NOTCH RD, ELGIN, SC 29045-9333 |
| Document Number | 0029133763 |
| Book / Page | 2913 / 3763 |
| Map Reference | MB Z PG 554 |
| Instrument Date | Apr 8, 2024 |
| Instrument | 2024015090 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1321 OLD TWO NOTCH RD, ELGIN, SC 29045-9333 |
| Document Number | 2024015091 |
|---|---|
| Date | Apr 9, 2024 |
| Instrument | 2024015091 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $415.00 (-97.28%) | $18,036 (-) | $1,125,000 (+149.5%) Land $113,000 Building $1,012,000 |
| 2023 | $15,285.00 (-0.18%) | $18,036 (-33.32%) | $450,900 (-) |
| 2021 | $15,312.00 | $27,050 | $450,900 Land $90,400 Building $360,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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