Jackson County property record for 1321 Old Settlement Rd, Sylva, NC 28779
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,034 sqft · built 1999 |
| Lot Size | 7 acres (304,920 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,072 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7640-43-1241 |
| Primary APN | 7640-43-1241 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,034 sqft Heated Area |
| 1st Floor Area | 1,531 sqft |
| Upper Floors Area | 1,503 sqft |
| Basement Area | 965 sqft |
| Unfinished Basement | 965 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Concrete |
| Roof Type | Wood Truss |
| Roof Material | Wood Shingle |
| Lot Area | 304,920 sqft (7 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 505 sqft |
| Deck Area | 52 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Street Address | 1321 OLD SETTLEMENT RD |
|---|---|
| City | SYLVA |
| State | NC |
| Zip | 28779-9321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD SETTLEMENT RD |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | WEBSTER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 950600 |
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 391, SYLVA, NC 28779-0391 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 1321 OLD SETTLEMENT RD, SYLVA, NC 28779 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2021 |
| Title Company | 2020 TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0023171421 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 2317/1421 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $808,453 (+53.7%) Land $153,520 Building $654,933 | |
| 2025 | $3,072.00 (+53.75%) | |
| 2023 | $1,998.00 | $526,010 Land $144,690 Building $381,320 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1990–2021) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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