1321 N Sumner Rd, Bethpage, TN 37022 Property Records

Sumner County property record for 1321 N Sumner Rd, Bethpage, TN 37022

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.25 ba · 1,550 sqft · built 2020
Lot Size	11 acres (481,774 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (May 2018)
Tax Bill	$1,738 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit May 2018 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`083023 02600`

Property Details

APN / Parcel Number

Primary APN	`083023 02600`
Alternative APN	`023 02600`

Interior

Bedrooms	2 Beds
Full Baths	2.25 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,550 sqft Living Area
Gross Area	1,758 sqft
1st Floor Area	1,550 sqft
Basement Area	1,550 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Metal
Roof Type	Prestressed Concrete
Roof Material	Metal
Lot Area	481,774 sqft (11 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	1,600 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	256 sqft
Shed	1 Shed
Shed Area	600 sqft
Utility Building	1,600 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1321 N SUMNER RD
City	BETHPAGE
State	TN
Zip	37022-9207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	DISTRICT: 13 548-208 & 233, COUNTY AREA: Z00
Jurisdiction	SUMNER TN
Township / Civil Division	1
Census Block Group	4
Census Block	4049
Census Tract	20102

Owner

1321 N Sumner Rd is owned and occupied by an individual who bought it in May 2018.

Source: Sumner County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1321 N SUMNER RD, BETHPAGE, TN 37022-9207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
May 17, 2018	Warranty Deed, Construction Loan · Construction Mortgage FARMERS BK/MILTON KY
Oct 12, 2017	Warranty Deed, Transfer · Conventional with PMI VOLUNTEER ST BK
Jun 21, 2017	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE COMPANY TENNESSE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2018 · Amount on File
Deed Sale	May 17, 2018 · Amount on File
Prior Sale	Oct 12, 2017 · Amount on File
Deed Document Number	20181232646
Deed Book / Page	4743 / 454
Prior Transfer Date	Jun 14, 2017
Prior Transfer Doc	0045540601
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	1321 N SUMNER RD, BETHPAGE, TN 37022-9207
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058690306
Date	Feb 22, 2022
Book Page	5869/306
Instrument	1404280

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	GALLATIN, TN 37066

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	May 17, 2018
Property Address	1321 N SUMNER RD, BETHPAGE, TN 37022-9207
Document Number	0047430454
Book / Page	004743 / 000454
Instrument Date	May 3, 2018
Instrument	1232646
Transaction Type	Construction Loan
Record Updated	Jun 6, 2018
Title Company	SECURITY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$518.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	0 N SUMNER RD BETHPAGE TN 37022, BETHPAGE, TN 37022

Mortgage

Document Number	47430456
Date	May 17, 2018
Book Page	004743/000456
Instrument	1232647

Lender

Name	FARMERS BK/MILTON KY
Type	Bank
Address	PORTLAND, TN 37148

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 16, 2019

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Oct 12, 2017
Property Address	1321 N SUMNER RD, BETHPAGE, TN 37022-9207
Document Number	0046230801
Book / Page	004623 / 000801
Instrument Date	Oct 6, 2017
Instrument	1211207
Transaction Type	Transfer
Record Updated	Oct 25, 2017
Title Company	STEWART TITLE, STEWART TITLE COMPANY TENNESSE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$351.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	520 DEER PATH GALLATIN TN 370663696, GALLATIN, TN 37066-3696

Mortgage

Document Number	46230805
Date	Oct 12, 2017
Book Page	004623/000805
Instrument	1211208

Lender

Name	VOLUNTEER ST BK
Type	Bank
Address	PORTLAND, TN 37148

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	36 Months
Due	Oct 11, 2020

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMNER TN
Recording Date	Jun 21, 2017
Property Address	1321 N SUMNER RD, BETHPAGE, TN 37022-9207
Document Number	0045540601
Book / Page	004554 / 000601
Instrument Date	Jun 14, 2017
Instrument	1198953
Transaction Type	Transfer
Record Updated	Jun 30, 2017
Title Company	STEWART TITLE, STEWART TITLE COMPANY TENNESSE

Transaction

Amount	Amount on Record
Tax	$485.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1401 N SUMNER RD BETHPAGE TN 370229209, BETHPAGE, TN 37022-9209

Tax Assessment & Valuation

The 2025 property tax bill for 1321 N Sumner Rd was $1,738.

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,738.00	$122,325 Land $42,200 Building $80,125
2024			$489,300 Land $168,800 Building $320,500
2023	$2,045.00 (-0.44%)	$90,800 (-) Land $22,900 Building $67,900
2022	$2,054.00	$90,800 Land $22,900 Building $67,900
2021			$363,200 Land $91,600 Building $271,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1321 N Sumner Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1321 N Sumner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER SYSTEM serves 25,761 people · EPA ID TN0000559
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Central Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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