Cullman County property record for 1321 Morningside Dr SW, Cullman, AL 35055
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,262 sqft · built 1900 |
| Lot Size | 0.356 acres (15,524 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $883 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-05-21-4-003-004.000 |
| Primary APN | 17-05-21-4-003-004.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,262 sqft Base Area |
| 1st Floor Area | 2,118 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,524 sqft (0.356 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 234430 |
|---|---|
| Street Address | 1321 MORNINGSIDE DR SW |
| City | CULLMAN |
| State | AL |
| Zip | 35055-5109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG NE COR NW4 SE4 S 305, W 329.4 TO POB. CONT W 140, N 110, E 140, S 110 TO POB. S21, T10S, R3W |
| Legal Range | 03W |
| Legal Township | 10 |
| Legal Section | 21 |
| Legal Quarter | 4 |
| Legal Subdivision | DANIELS RESUB |
| Legal Lot Number | 2 |
| Jurisdiction | CULLMAN AL |
| Township / Civil Division | CULLMAN |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 965002 |
1321 Morningside Dr SW is owned and occupied by two individuals who acquired it in February 2024.
Source: Cullman County records, as of November 7, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1321 MORNINGSIDE DR SW, CULLMAN, AL 35055-5109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2024 |
| Deed Sale | Feb 27, 2024 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1321 Morningside Dr SW was $883 with a homeowner's exemption.
Source: Cullman County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cullman County |
| Municipality | Cullman City |
| Unified School District | Cullman City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $883.00 Homeowner's exemption | $24,120 | $241,100 Land $47,300 Building $193,800 |
| 2023 | $754.00 (+14.94%) Homeowner's exemption | $20,760 (+13.94%) | $207,600 (+13.94%) Land $43,000 Building $164,600 |
| 2022 | $656.00 Homeowner's exemption | $18,220 | $182,200 Land $32,600 Building $149,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1321 Morningside Dr SW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1321 Morningside Dr SW is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 97.7% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Sprout Fiber Internet.
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