1321 Larry Ln, Laredo, TX 78045 Property Records

Webb County property record for 1321 Larry Ln, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,682 sqft · built 1990
Lot Size	0.163 acres (7,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$188,100 (Jun 2018)
Tax Bill	$1,243 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`970-10005-240`

Property Details

APN / Parcel Number

Primary APN	`970-10005-240`
Alternative APN	`236469`

Interior

Stories	1 Story
Building Area	1,682 sqft Living Area
Gross Area	2,210 sqft
1st Floor Area	1,682 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,117 sqft (0.163 acres)
Lot Dimensions	100 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	362 sqft

Location & Zoning

Street Address	1321 LARRY LN
City	LAREDO
State	TX
Zip	78045-1923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 24 BLK 5 CROSS COUNTRY II
Legal Subdivision	CROSS COUNTRY I, II, III
Legal Block	5
Legal Lot Number	24
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1001
Census Tract	1722

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1321 LARRY LN, LAREDO, TX 78045-1923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 5, 2018	Vendor's Lien, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2018 · Amount on Record
Deed Sale	Jun 5, 2018 · Amount on Record
Prior Sale	Apr 1, 2014 · Amount on Record
Deed Document Number	20181330624
Deed Book / Page	4426 / 755
Prior Transfer Date	Jun 1, 2018
Prior Transfer Doc	004426/755
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1321 LARRY LN, LAREDO, TX 78045-1923
Transaction Type	Mortgage
Record Updated	Apr 9, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4989/441
Date	Mar 31, 2021
Book Page	4989/441
Instrument	1423600

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jun 5, 2018
Property Address	1321 LARRY LN, LAREDO, TX 78045-1923
Document Number	004426/755
Book / Page	4426 / 755
Map Reference	VOL 7 PG 75
Instrument Date	Jun 1, 2018
Instrument	1330624
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 LARRY LN, LAREDO, TX 78045-1923

Mortgage

Document Number	0001330625
Date	Jun 5, 2018
Instrument	1330625

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,776 (+2.86%) Land $85,190 Building $167,586	$252,776 (+2.86%) Land $85,190 Building $167,586
2025	$1,243.00 (-18.06%)	$245,738 (+8.65%) Land $85,190 Building $160,548	$245,738 (+8.65%) Land $85,190 Building $160,548
2024	$1,517.00 (+5.49%)
2023		$226,167 Land $79,923 Building $146,244	$226,167 Land $79,923 Building $146,244
2022	$1,438.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2002–2017)
Most Recent Claim	May 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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