McLennan County property record for 1321 Joy Dr, Waco, TX 76708
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,273 sqft · built 1977 |
| Lot Size | 8.59 acres (374,398 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $309,400 (Apr 2011) |
| Tax Bill | $5,861 (2025) |
| Deeds & Mortgages | Jan 2024 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 14-040001-001406-9 |
| Primary APN | 14-040001-001406-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,273 sqft Living Area |
| 1st Floor Area | 2,273 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Reinforced Concrete |
| Roof Material | Metal |
| Lot Area | 374,398 sqft |
| Garage Type | Carport |
| Garage Area | 420 sqft |
| Carport | Carport |
| Carport Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 181 sqft |
| Deck Area | 848 sqft |
| Patio Area | 119 sqft |
| Storage Building | 256 sqft |
| Utility Building | 1,740 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1321 JOY DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76708-5429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | SWAIN W L ACRES 8.595 |
| Legal Subdivision | SWAIN W L |
| Legal Lot Number | 1 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 4104 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1321 JOY DR, WACO, TX 76708-5429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 2011 · Amount on Record |
| Deed Sale | Apr 4, 2011 · Amount on Record |
| Prior Sale | Jun 23, 2008 · Amount on Record |
| Deed Document Number | 20119736 |
| Prior Transfer Date | Apr 1, 2011 |
| Prior Transfer Doc | 0000009736 |
| Record Updated | Oct 29, 2026 |
| Document Type | Agreement of Sale |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jan 16, 2024 |
| Property Address | 1321 JOY DR, WACO, TX 76708-5429 |
| Document Number | 0000001431 |
| Instrument Date | Jan 16, 2024 |
| Instrument | 2024001431 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1321 JOY DR, WACO, TX 76708-5429 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Bosqueville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $310,000 (-8.28%) Land $116,565 Building $193,435 | $310,000 (-8.28%) Land $116,565 Building $193,435 | |
| 2025 | $5,861.00 (-7.15%) Homeowner's exemption | $338,000 (+5.3%) Land $99,180 Building $238,820 | $338,000 (+5.3%) Land $99,180 Building $238,820 |
| 2024 | $6,312.00 (+7.02%) | ||
| 2023 | $321,000 Land $99,180 Building $221,820 | $321,000 Land $99,180 Building $221,820 | |
| 2022 | $5,898.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 3 (2016–2024) |
| Most Recent Claim | May 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 64% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
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