Gasconade County property record for 1321 Hartshorn Dr, Hermann, MO 65041
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,288 sqft · built 1992 |
| Lot Size | 1.31 acres (57,207 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $924 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Oct 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-5.0-22-4-04-014.000 |
| Primary APN | 09-5.0-22-4-04-014.000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Unfinished |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 57,207 sqft (1.31 acres) |
| Lot Dimensions | 277 ft deep x 196 ft wide |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1321 HARTSHORN DR |
|---|---|
| City | HERMANN |
| State | MO |
| Zip | 65041-4616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 8, SURVEY #10,593 |
| Legal Range | 06W |
| Legal Township | 44N |
| Legal Section | 22 |
| Legal Tract | 8 |
| Jurisdiction | GASCONADE MO |
| Township / Civil Division | BOULWARE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 960300 |
1321 Hartshorn Dr is owned and occupied by an individual who acquired it in February 2026.
Source: Gasconade County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1321 HARTSHORN DR, HERMANN, MO 65041-4616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Oct 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2023 |
| Deed Sale | May 11, 2023 |
| Deed Document Number | 20231015 |
| Last Transfer Date | Feb 19, 2026 |
| Transfer Doc | 0000000417 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASCONADE MO |
| Recording Date | May 7, 2026 |
| Property Address | 1321 HARTSHORN DR, HERMANN, MO 65041-4616 |
| Document Number | 0000001564 |
| Instrument Date | May 1, 2026 |
| Instrument | 20261564 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1321 HARTSHORN DR, HERMANN, MO 65041-4616 |
| Document Number | 0000001564, |
|---|---|
| Date | May 7, 2026 |
| Instrument | 20261564 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASCONADE MO |
| Property Address | 1321 HARTSHORN DR, HERMANN, MO 65041-4616 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020213432 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 2021-3432 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 1321 Hartshorn Dr was $924.
Source: Gasconade County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Gasconade County |
| Unified School District | Gasconade County R-I School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,010 (-) | $79,000 (-) Land $12,380 Building $66,620 | |
| 2025 | $924.00 | $15,010 | $79,000 Land $12,380 Building $66,620 |
| 2023 | $898.00 (+3.82%) | $14,390 | $75,730 |
| 2022 | $865.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1321 Hartshorn Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1321 Hartshorn Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
5G and 4G LTE (outdoors only)
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