1321 Gibson Ave, Simi Valley, CA 93065 Property Records

Ventura County property record for 1321 Gibson Ave, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,665 sqft · built 1961
Lot Size	0.232 acres (10,100 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Aug 2020)
Tax Bill	$9,598 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`640-0-225-025`

Property Details

APN / Parcel Number

Primary APN	`640-0-225-025`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,665 sqft Living Area
Gross Area	1,226 sqft
1st Floor Area	1,226 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	10,100 sqft (0.232 acres)
Lot Dimensions	101 ft deep x 100 ft wide
Garage Area	826 sqft
Parking Spaces	3 Parking Spaces
Patio Area	284 sqft

Location & Zoning

Street Address	1321 GIBSON AVE
City	SIMI VALLEY
State	CA
Zip	93065-4526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT: 138000 LOT: 53 REF: 033MR 001
Legal Subdivision	TRACT NO 1380
Legal Tract	138000
Legal Block	225
Legal Lot Number	53
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	1
Census Block	1001
Census Tract	8005

Owner

1321 Gibson Ave is owned and occupied by an individual who bought it in August 2020.

Source: Ventura County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	1321 GIBSON AVE, SIMI VALLEY, CA 93065-4526
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK
Aug 12, 2020	Grant Deed, Transfer · Conventional with PMI BECKAM FNDG CORP
Mar 27, 2017	Quit Claim Deed, Transfer · VA Mortgage PACIFIC ONE LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2020 · Amount on File
Deed Sale	Aug 12, 2020 · Amount on File
Deed Document Number	2020121984
Prior Transfer Date	Feb 27, 2017
Prior Transfer Doc	0000041239
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1321 GIBSON AVE, SIMI VALLEY, CA 93065-4526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CONSUMERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117838
Date	Sep 30, 2019
Instrument	20190930-00117838

Lender

Name	AXOS BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	11%
Index	1-Year LIBOR
Max Rate	11%

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Aug 12, 2020
Property Address	1321 GIBSON AVE, SIMI VALLEY, CA 93065-4526
Document Number	0000121984
Instrument Date	Jun 25, 2020
Instrument	121984
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	CONSUMERS TITLE COMPANY, CONSUMERS TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 GIBSON AVE SIMI VALLEY CA 930654526, SIMI VALLEY, CA 93065-4526

Mortgage

Document Number	121985
Date	Aug 12, 2020
Instrument	121985

Lender

Name	BECKAM FNDG CORP
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2050

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Mar 27, 2017
Property Address	1321 GIBSON AVE, SIMI VALLEY, CA 93065-4526
Document Number	0000041239
Instrument Date	Feb 27, 2017
Instrument	41239
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	WFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 GIBSON AVE SIMI VALLEY CA 930654526, SIMI VALLEY, CA 93065-4526

Mortgage

Document Number	41240
Date	Mar 27, 2017
Instrument	41240

Lender

Name	PACIFIC ONE LENDING
Type	Bank
Address	HUNTINGTON BEACH, CA 92648

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1321 Gibson Ave was $9,598 with a homeowner's exemption, up 1.1% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$828,060 (+2%) Land $538,240 Building $289,820
2025	$9,598.00 (+1.14%) Homeowner's exemption	$811,824 Land $527,686 Building $284,138
2024	$9,490.00 (+6.31%)
2023	$8,927.00 (+0.1%) Homeowner's exemption	$780,300 Land $507,195 Building $273,105
2022	$8,918.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1321 Gibson Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1998–2008)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1321 Gibson Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rocket Broadband Fixed Wireless	450 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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