1321 Garrison Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1321 Garrison Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,664 sqft · built 2006
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Aug 2008)
Tax Bill	$3,762 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`009972-5580`

Property Details

APN / Parcel Number

Primary APN	`009972-5580`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	2,664 sqft Living Area
Gross Area	3,304 sqft
1st Floor Area	2,664 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Finished/Open Porch
Porch Area	192 sqft
Deck Area	Deck Area
Patio Area	616 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1321 GARRISON DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-1072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	51/48-58 SOUTH HAMPTON UNIT 4C LOT 558 OR3112/1079
Legal Range	27E
Legal Township	05S
Legal Section	26
Legal Subdivision	SOUTH HAMPTON UNIT 4-C
Legal Block	4
Legal Lot Number	558
Legal Unit	4
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4000
Census Tract	20907

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1321 GARRISON DR, SAINT AUGUSTINE, FL 32092-1072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 12, 2018	Deed of Trust, Mortgage · Line of Credit VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2008 · Amount on Record
Deed Sale	Aug 7, 2008 · Amount on Record
Prior Sale	Jul 13, 2006 · Amount on Record
Deed Document Number	200844261
Deed Book / Page	3112 / 1079
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1321 GARRISON DR, SAINT AUGUSTINE, FL 32092-1072
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	TITLE AMERICA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 GARRISON DR, SAINT AUGUSTINE, FL 32092-1072

Mortgage

Document Number	0053331932
Date	Aug 3, 2021
Book Page	5333/1932
Instrument	2021085554

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2031

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1321 GARRISON DR, SAINT AUGUSTINE, FL 32092-1072
Document Number	0046290354
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1321 GARRISON DR ST AUGUSTINE FL 320921072, ST AUGUSTINE, FL 32092-1072

Mortgage

Document Number	0046290354
Date	Oct 19, 2018
Book Page	004629/000354
Instrument	75793

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 18, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,201 (+2.7%)	$539,009 (-3.01%) Land $130,000 Building $409,009
2025	$3,762.00 (+12.87%) Homeowner's exemption	$293,282 (+2.9%)	$555,737 (+0.71%) Land $130,000 Building $425,737
2024	$3,333.00 (+2.02%) Homeowner's exemption	$285,017 (+3%)	$551,792 (+3.6%) Land $120,000 Building $431,792
2023	$3,267.00 (+3.03%) Homeowner's exemption	$276,716 (+3%)	$532,607 (+12.74%) Land $130,000 Building $402,607
2022	$3,171.00 Homeowner's exemption	$268,656	$472,424 Land $106,400 Building $366,024

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	JEA MAJOR GRID
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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