1321 Gardenia St, Oxnard, CA 93036 Property Records

Ventura County property record for 1321 Gardenia St, Oxnard, CA 93036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 1961
Lot Size	0.142 acres (6,186 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,000 (Apr 2018)
Tax Bill	$7,042 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`139-0-113-275`

Property Details

APN / Parcel Number

Primary APN	`139-0-113-275`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
Gross Area	1,343 sqft
1st Floor Area	1,343 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	6,186 sqft (0.142 acres)
Lot Dimensions	103 ft deep x 60 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	18 sqft
Patio Area	457 sqft

Location & Zoning

Street Address	1321 GARDENIA ST
City	OXNARD
State	CA
Zip	93036-2264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 136000 LOT: 46 REF: 031MR 025
Legal Subdivision	TRACT 1360
Legal Tract	136000
Legal Block	113
Legal Lot Number	46
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2003
Census Tract	3011

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1321 GARDENIA ST, OXNARD, CA 93036-2264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Nov 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Apr 13, 2018	Grant Deed, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2018 · Amount on Record
Deed Sale	Apr 13, 2018 · Amount on Record
Prior Sale	Oct 26, 2016 · Amount on Record
Deed Document Number	201842182
Prior Transfer Date	Sep 21, 2016
Prior Transfer Doc	0000157589
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1321 GARDENIA ST, OXNARD, CA 93036-2264
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	PRIORITY TITLE-CAMARILLO, PRIORITY TITLE CAMARILLO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 GARDENIA ST, OXNARD, CA 93036-2264

Mortgage

Document Number	0000076588
Date	Apr 14, 2021
Instrument	20210414-00076588

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1321 GARDENIA ST, OXNARD, CA 93036-2264
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000143474
Date	Nov 19, 2019
Instrument	20191119-00143474

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Apr 13, 2018
Property Address	1321 GARDENIA ST, OXNARD, CA 93036-2264
Document Number	0000042182
Map Reference	MB31 PG25
Instrument Date	Mar 19, 2018
Instrument	20180413-00042182
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1321 GARDENIA ST, OXNARD, CA 93036-2264

Mortgage

Document Number	0000042183
Date	Apr 13, 2018
Instrument	20180413-00042183

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$586,089 (+2%) Land $381,251 Building $204,838
2025	$7,042.00 (+2.24%) Homeowner's exemption	$574,598 (+4.04%) Land $373,776 Building $200,822
2024	$6,888.00 (+3.81%)
2023	$6,635.00 (+3.12%) Homeowner's exemption	$552,287 Land $359,262 Building $193,025
2022	$6,434.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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