1321 Fulton St, Sturgis, SD 57785 Property Records

Meade County property record for 1321 Fulton St, Sturgis, SD 57785

Property Summary

Property Type	Single Family Home
Details	built 2014
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,964 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Oct 2025 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`01.58.05.18`

Property Details

APN / Parcel Number

Primary APN	`01.58.05.18`

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	10,454 sqft (0.24 acres)

Location & Zoning

Street Address	1321 FULTON ST
City	STURGIS
State	SD
Zip	57785-1932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUDLEY & CALDWELL LOTS 18-20 BLK 5
Legal Subdivision	DUDLEY & CALDWELL
Legal Block	5
Legal Lot Number	18-20
Jurisdiction	MEADE SD
Township / Civil Division	STURGIS
Census Block Group	2
Census Block	2018
Census Tract	20402

Owner

1321 Fulton St is owned and occupied by two individuals.

Source: Meade County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1321 FULTON ST, STURGIS, SD 57785-1932
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Deed of Trust, Mortgage · Line of Credit NORTHERN HILLS FCU
Oct 24, 2025	Warranty Deed, Transfer
Mar 1, 2023	Warranty Deed, Transfer · Line of Credit CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	1321 FULTON ST, STURGIS, SD 57785-1932
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00981/1656
Date	Dec 7, 2023
Book Page	981/1656
Instrument	23006822

Lender

Name	NORTHERN HILLS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	192 Months
Due	Jan 1, 2039

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEADE SD
Recording Date	Oct 24, 2025
Property Address	1321 FULTON ST, STURGIS, SD 57785-1932
Document Number	00993/1148
Book / Page	993 / 1148
Instrument Date	Oct 24, 2025
Instrument	25006244
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount on Record
Tax	$549.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 VANOCKER CANYON RD, STURGIS, SD 57785-2739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 FULTON ST, STURGIS, SD 57785-1932

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEADE SD
Recording Date	Mar 1, 2023
Property Address	1321 FULTON ST, STURGIS, SD 57785-1932
Document Number	000967/882
Book / Page	967 / 882
Instrument Date	Feb 23, 2023
Instrument	23001075
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3214 VANOCKER DR, STURGIS, SD 57785-2723

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1321 FULTON ST, STURGIS, SD 57785-1932

Mortgage

Document Number	0023001076
Date	Mar 1, 2023
Instrument	23001076

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1321 Fulton St was $4,964, up 1.1% from the year before.

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Municipality	Sturgis City
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,653 (+2.63%) Land $45,046 Building $334,607	$379,653 (+2.63%) Land $45,046 Building $334,607
2025	$4,964.00 (+1.08%) Additional exemption filed	$369,907 (-) Land $45,046 Building $324,861	$369,907 Land $45,046 Building $324,861
2024	$4,911.00 Additional exemption filed	$369,907 (-) Land $45,046 Building $324,861
2023		$369,907 (+32.98%) Land $45,046 Building $324,861
2022	$5,084.00	$278,176 Land $37,538 Building $240,638

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1321 Fulton St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1321 Fulton St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 73% of South Dakota
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 7,020 people · EPA ID SD4600321
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable	5,000 / 5,000
Midco Cable	1,250 / 60
Wisp West Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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