Stokes County property record for 1321 Flat Rock Rd, Pinnacle, NC 27043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,645 sqft · built 2019 |
| Lot Size | 6.94 acres (302,306 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,887 (2026) |
| Deeds & Mortgages | Jul 2018 Line of Credit Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 599600861418 |
| Primary APN | 599600861418 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,645 sqft Heated Area |
| Upper Floors Area | 2,351 sqft |
| Flooring | Wood |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 302,306 sqft (6.94 acres) |
| Garage Area | 2,218 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1321 FLAT ROCK RD |
|---|---|
| City | PINNACLE |
| State | NC |
| Zip | 27043-8446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Jurisdiction | STOKES NC |
| Township / Civil Division | YADKIN |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 70400 |
Source: Stokes County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1321 FLAT ROCK RD, PINNACLE, NC 27043-8446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2018 | Deed of Trust, Mortgage · Line of Credit SURREY BANK & TRUST |
| Dec 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST RELIANCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOKES NC |
| Property Address | 1321 FLAT ROCK RD, PINNACLE, NC 27043-8446 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0698/1789 |
|---|---|
| Date | Jul 18, 2018 |
| Book Page | 0698/1789 |
| Instrument | 03475 |
| Name | SURREY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MOUNT AIRY, NC 27030 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOKES NC |
| Property Address | 1321 FLAT ROCK RD, PINNACLE, NC 27043-8446 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0714/0527 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 0714/0527 |
| Instrument | 05876 |
| Name | FIRST RELIANCE BANK |
|---|---|
| Type | Bank |
| Address | MOUNT PLEASANT, SC 29464 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2035 |
Source: Stokes County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stokes County |
| Unified School District | Stokes County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,887.00 (+15.66%) | $1,103,200 (+19.7%) Land $47,900 Building $1,055,300 | $1,103,200 (+19.7%) Land $47,900 Building $1,055,300 |
| 2023 | $6,819.00 | $921,600 (-) Land $35,000 Building $886,600 | $921,600 (-) Land $35,000 Building $886,600 |
| 2022 | $6,819.00 | $921,600 Land $35,000 Building $886,600 | $921,600 Land $35,000 Building $886,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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