1321 Elm St, Bonham, TX 75418 Property Records

Fannin County property record for 1321 Elm St, Bonham, TX 75418

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,043 sqft · built 1956
Lot Size0.394 acres (17,202 sqft)
Owner2 Individual Names on File
Tax Bill$2,018 (2024)
Flood ZoneZone X (minimal risk)
APN0560-026-0000-05

Property Details

APN / Parcel Number

Primary APN0560-026-0000-05
Alternative APN
  • 77221

Interior

Full Baths1 Bath
Building Area1,043 sqft Living Area
1st Floor Area1,043 sqft
FlooringCombination, Other

Exterior

Year BuiltBuilt 1956
Exterior MaterialWood
Construction TypeWood Frame
Lot Area17,202 sqft (0.394 acres)
Lot Dimensions172 ft deep x 100 ft wide
Garage TypeAttached
Garage Area276 sqft
PorchPorch
Porch Area91 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number0560-026-0000-05
Old Parcel Number77221
Street Address1321 ELM ST
CityBONHAM
StateTX
Zip75418-3150
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA0560 BAILEY INGLISH, BLOCK 26 & 27, ACRES 0.3949
Legal SubdivisionBAILEY INGLISH ADD
Legal Block26
JurisdictionFANNIN TX
Township / Civil DivisionBONHAM
Census Block Group5
Census Block5010
Census Tract950402

Owner

1321 Elm St is owned by two individuals who acquired it in November 2004.

Source: Fannin County records, as of November 17, 2025

Owner of Record2 Individual Names on File
Mailing Address411 E 15TH ST, BONHAM, TX 75418-3110
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 4, 2004
Deed SaleNov 4, 2004
Deed Document Number0001113340
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityBonham City
CountyFannin County
Unified School DistrictBonham Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$129,250 Land $49,370 Building $79,880$129,250 Land $49,370 Building $79,880
2024$2,018.00
2023$99,580 Land $35,950 Building $63,630$99,580 Land $35,950 Building $63,630
2018$1,229.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1321 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1321 Elm St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BONHAM
serves 10,746 people · EPA ID TX0740001
Water SourcePurchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State InspectionMar 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Sparklight
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink, Verizon.

Nearby Properties on Elm St

Nearby Streets

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