1321 East Ave, Elyria, OH 44035 Property Records

Lorain County property record for 1321 East Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,421 sqft · built 1900
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on File
Last Sale	$17,000 (Mar 2015)
Tax Bill	$1,719 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-26-003-103-027`

Property Details

APN / Parcel Number

Primary APN	`06-26-003-103-027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,421 sqft Living Area
Gross Area	1,613 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	118 ft deep x 50.8 ft wide
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	1321 EAST AVE
City	ELYRIA
State	OH
Zip	44035-7647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	63.32 X 137.55
Legal Subdivision	BLACK RIVER
Legal Tract	26
Legal Block	103
Legal Lot Number	3
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1007
Census Tract	71400

Owner

Source: Lorain County assessment roll, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3690 W GANDY BLVD, TAMPA, FL 33611-2608
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 3, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 10, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 10, 2015 · Amount on Record
Deed Sale	Mar 10, 2015 · Amount on Record
Deed Document Number	2015536991
Last Transfer Date	Jan 12, 2023
Transfer Doc	0000905701
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Jun 15, 2026
Property Address	1321 EAST AVE, ELYRIA, OH 44035-7647
Document Number	0000099603
Instrument Date	Jun 11, 2026
Instrument	202699603
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000099603,
Date	Jun 15, 2026
Instrument	202699603

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 3, 2056

Interest

Rate	6.36%
Max Rate	-1%

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 3, 2023
Property Address	1321 EAST AVE, ELYRIA, OH 44035-7647
Document Number	0000905701
Map Reference	VOL 3 PG 14
Instrument Date	Jan 12, 2023
Instrument	2023-0905701
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3690 W GANDY BLVD # 428, TAMPA, FL 33611-2608

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 10, 2018
Property Address	1321 EAST AVE, ELYRIA, OH 44035-7647
Document Number	0000667891
Instrument Date	Apr 7, 2018
Instrument	667891
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2216 S EXMOOR ST TAMPA FL 336295911, TAMPA, FL 33629-5911

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,719.00 (-3.43%)	$34,120 (+0.01%) Land $7,040 Building $27,080	$97,480 (-) Land $20,100 Building $77,380
2024		$34,118 (+36.06%) Land $7,035 Building $27,083	$97,480 (+36.07%) Land $20,100 Building $77,380
2023	$1,780.00 (+21.5%)	$25,075 (-0.02%) Land $4,078 Building $20,997	$71,640 (-) Land $11,650 Building $59,990
2022	$1,465.00	$25,080 Land $4,080 Building $21,000
2021			$71,640 Land $11,650 Building $59,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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