1321 E Elm St, Big Rapids, MI 49307 Property Records

Mecosta County property record for 1321 E Elm St, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,470 sqft · built 1930
Lot Size	0.255 acres (11,108 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Nov 2021)
Tax Bill	$1,535 (2025)
Deeds & Mortgages	Mar 2022 Transfer Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-11-477-007`

Property Details

APN / Parcel Number

Primary APN	`17-11-477-007`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,470 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Lot Area	11,108 sqft (0.255 acres)
Lot Dimensions	100 ft deep x 140 ft wide
Porch	Slab
Porch Area	42 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1321 E ELM ST
City	BIG RAPIDS
State	MI
Zip	49307-1629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	001321 E ELM STREET: IVES' SUBDIVISION -- BLK 2, ENTIRE LOT 9 & LOT 10 EXC THE N 32 FT OF THE E 90 FT THRF
Legal Subdivision	IVES' SUBDIVISION
Legal Block	2
Legal Lot Number	9-10
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	1
Census Block	1029
Census Tract	960500

Owner

Source: Mecosta County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1321 E ELM ST, BIG RAPIDS, MI 49307-1629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Intrafamily Transfer, Transfer
Nov 10, 2021	Warranty Deed, Transfer · Conventional Mortgage LAKE-OSCEOLA STATE BANK
Aug 9, 2017	Warranty Deed, Transfer BEST HOME TITLE, BEST HOMES TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Prior Sale	Aug 9, 2017 · Amount on Record
Deed Document Number	202110470
Deed Book / Page	915 / 1990
Transfer Doc	00917/4740
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECOSTA MI
Recording Date	Mar 22, 2022
Property Address	1321 E ELM ST, BIG RAPIDS, MI 49307-1629
Document Number	00917/4740
Book / Page	917 / 4740
Instrument Date	Mar 22, 2022
Instrument	202200002639
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1321 E ELM ST, BIG RAPIDS, MI 49307-1629

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Nov 10, 2021
Property Address	1321 E ELM ST, BIG RAPIDS, MI 49307-1629
Document Number	00915/1990
Book / Page	915 / 1990
Instrument Date	Oct 27, 2021
Instrument	202100010470
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	LAKELAND TITLE/MECOSTA COMPANY, LAKELAND TITLE OF MECOSTA CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1612 44TH ST SE, MINOT, ND 58701-7904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1754 E 44TH ST, IDLEWILD, MI 49642

Mortgage

Document Number	202100010471
Date	Nov 10, 2021
Instrument	202100010471

Lender

Name	LAKE-OSCEOLA STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Aug 9, 2017
Property Address	1321 E ELM ST, BIG RAPIDS, MI 49307-1629
Document Number	00878/0383
Book / Page	878 / 0383
Map Reference	LB1 PG37
Instrument Date	Aug 8, 2017
Instrument	201700006063
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	BEST HOME TITLE, BEST HOMES TITLE

Transaction

Amount	Amount Recorded
Tax	$464.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1321 E ELM ST, BIG RAPIDS, MI 49307-1629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1612 44TH ST SE, MINOT, ND 58701-7904

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,800 (+9.23%)	$113,600 (+9.23%)
2025	$1,535.00 (+3.02%) Homeowner's exemption	$52,000 (+17.91%)	$104,000 (+17.91%)
2024	$1,490.00
2023		$44,100	$88,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

1321 E Elm St, Big Rapids, MI 49307 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2022: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Elm St

Nearby Streets

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