1321 E 32nd Ave, Spokane, WA 99203 Property Records

Spokane County property record for 1321 E 32nd Ave, Spokane, WA 99203

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,902 sqft · built 1905
Lot Size	0.17 acres (7,392 sqft)
Owner	Individual Name on Record
Last Sale	$129,500 (Sep 2009)
Tax Bill	$4,087 (2026)
Deeds & Mortgages	Aug 2022 Construction Loan Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35321.0643`

Property Details

APN / Parcel Number

Primary APN	`35321.0643`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,902 sqft Living Area
Gross Area	2,910 sqft
1st Floor Area	894 sqft
2nd Floor Area	400 sqft
Upper Floors Area	400 sqft
Basement Area	400 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,392 sqft (0.17 acres)
Lot Dimensions	154 ft deep x 48 ft wide
Garage Type	Attached
Garage Area	608 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	72 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1321 E 32ND AVE
City	SPOKANE
State	WA
Zip	99203-3123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	ACRE PARK 1ST W48FT OF S154FT L17 B6
Legal Range	43E
Legal Township	25N
Legal Section	32
Legal Subdivision	ACRE PARK
Legal Block	6
Legal Lot Number	17
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1002
Census Tract	4400

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1321 E 32ND AVE, SPOKANE, WA 99203-3123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Construction Mortgage BANNER BANK
Aug 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2009 · Amount on Record
Deed Sale	Sep 17, 2009 · Amount on Record
Deed Document Number	20095834804
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1321 E 32ND AVE, SPOKANE, WA 99203-3123
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007233931
Date	Aug 23, 2022
Instrument	7233931

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.37%
Index	1-Year CMT
Max Rate	9.37%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1321 E 32ND AVE, SPOKANE, WA 99203-3123
Document Number	0006631423
Instrument Date	Aug 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1321 E 32ND AVE SPOKANE WA 992033123, SPOKANE, WA 99203-3123

Mortgage

Document Number	0006631423
Date	Aug 16, 2017
Instrument	6631423

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 15, 2037

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,087.00 (+2.9%)	$400,100 (+41.38%) Land $105,000 Building $295,100	$400,100 (+41.38%) Land $105,000 Building $295,100
2025	$3,972.00 (+43.34%)
2024		$283,000 (+30.11%) Land $66,000 Building $217,000	$283,000 (+30.11%) Land $66,000 Building $217,000
2023	$2,771.00 (+8.79%)	$217,500 Land $55,000 Building $162,500	$217,500 Land $55,000 Building $162,500
2022	$2,547.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intermax Networks.

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