1321 E 31st St, Texarkana, AR 71854 Property Records

Miller County property record for 1321 E 31st St, Texarkana, AR 71854

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,516 sqft · built 1960
Lot Size	0.178 acres (7,754 sqft)
Owner	Individual Name on File
Last Sale	$147,500 (Nov 2022)
Tax Bill	$596 (2026)
Deeds & Mortgages	Aug 2018 Mortgage Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3950100`

Property Details

APN / Parcel Number

Primary APN	`3950100`
Alternative APN	`31566`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,516 sqft Living Area
1st Floor Area	1,516 sqft
Utility Area	104 sqft
Flooring	Carpet

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,754 sqft (0.178 acres)
Lot Dimensions	97 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	356 sqft
Carport	Carport
Carport Area	356 sqft
Driveway	Concrete Driveway
Driveway Area	326 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Patio Area	486 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1321 E 31ST ST
City	TEXARKANA
State	AR
Zip	71854-2921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL LOT 11
Legal Range	28W
Legal Township	15S
Legal Section	17
Legal Subdivision	MEADOW LANE
Legal Block	1
Legal Lot Number	11
Jurisdiction	MILLER AR
Township / Civil Division	GARLAND
Census Block Group	2
Census Block	2005
Census Tract	20702

Owner

1321 E 31st St is owned and occupied by an individual who bought it in November 2022.

Source: Miller County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1321 E 31ST ST, TEXARKANA, AR 71854-2921
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jun 26, 2020	Deed of Trust, Mortgage · FHA Mortgage WATERSTONE MORTGAGE
Oct 24, 2011	Deed of Trust, Mortgage · FHA Mortgage RED RIVER EMPLOYEES FEDERAL CREDIT UNION
Nov 23, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 26, 2020	Deed of Trust, Mortgage · FHA Mortgage WATERSTONE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2022 · Amount on File
Deed Sale	Nov 23, 2022 · Amount on File
Prior Sale	Jun 26, 2020 · Amount on File
Deed Document Number	20228818
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER AR
Property Address	1321 E 31ST ST, TEXARKANA, AR 71854-2921
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R005505
Date	Aug 7, 2018
Instrument	2018R005505

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2033

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER AR
Property Address	1321 E 31ST ST, TEXARKANA, AR 71854-2921
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R005415
Date	Jun 26, 2020
Instrument	2020R005415

Lender

Name	WATERSTONE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER AR
Property Address	1321 E 31ST ST, TEXARKANA, AR 71854-2921
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011R009069
Date	Oct 24, 2011
Instrument	2011R009069

Lender

Name	RED RIVER EMPLOYEES FEDERAL CREDIT UNION
Address	TEXARKANA, TX 75503

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLER AR
Recording Date	Nov 23, 2022
Property Address	1321 E 31ST ST, TEXARKANA, AR 71854-2921
Document Number	2022R008818
Instrument Date	Nov 21, 2022
Instrument	2022R008818
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	SOUTHWEST TITLE COMPANY, SOUTHWEST TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$488.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	251 PERRY ST, TEXARKANA, AR 71854-8734

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 E 31ST ST, TEXARKANA, AR 71854-2921

Mortgage

Document Number	2022R008819
Date	Nov 23, 2022
Instrument	2022R008819

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER AR
Property Address	1321 E 31ST ST, TEXARKANA, AR 71854-2921
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R005415
Date	Jun 26, 2020
Instrument	2020R005415

Lender

Name	WATERSTONE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1321 E 31st St was $596 with a homeowner's exemption, down 2.8% from the year before.

Source: Miller County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Miller County
Municipality	Texarkana City
Unified School District	Texarkana School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$596.00 (-2.77%) Homeowner's exemption	$23,230 (-) Land $3,600 Building $19,630	$116,150 (-) Land $18,000 Building $98,150
2025	$613.00 Homeowner's exemption	$23,230 Land $3,600 Building $19,630	$116,150 Land $18,000 Building $98,150
2023	$680.00 Homeowner's exemption	$20,130 Land $3,600 Building $16,530	$100,650 Land $18,000 Building $82,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1321 E 31st St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	10 (1979–2001)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Oct 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1321 E 31st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEXARKANA WATER UTILITIES serves 50,815 people · EPA ID AR0000360
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Right Fiber.

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