1321 E 12TH AVE #3 DENVER CO 802183051, 3, DENVER, CO 80218-3051
Mortgage
Document Number
0000040581
Date
Mar 28, 2017
Instrument
40581
Lender
Name
CREDIT UNION/DENVER
Type
Credit Union
Address
LAKEWOOD, CO 80226
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
240 Months
Due
Mar 27, 2037
Interest
Rate Type
Adjustable Rate
Tax Assessment & Valuation
The 2025 property tax bill for 1321 E 12th Ave, Apt 3 was $2,620, up 2.9% from the year before.
Source: Denver City assessment roll, as of May 29, 2026
Property Jurisdictions
Type
Name
State
Colorado
County / Municipality
Denver City
Unified School District
Denver County School District 1 (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$2,620.00 (+2.95%)
$34,250 (+6.57%)Land $6,370Building $6,370
$485,800Land $90,300Building $395,500
2024
$2,545.00 (+2.21%)
$32,140 (-)Land $1,110Building $31,030
2023
$2,490.00
$32,140 (+21.47%)Land $1,110Building $31,030
$534,700 (+40.49%)Land $71,600Building $463,100
2022
$26,460Land $4,980Building $21,480
$380,600Land $71,600Building $309,000
2021
$2,030.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA has no flood map on file for 1321 E 12th Ave, Apt 3; there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Not on file
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
1 in force
Nearby Flood Claims
1 (2011)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Jul 2011 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1321 E 12th Ave, Apt 3 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source
Surface water
Last State Inspection
Aug 2025
Lead
4 ppb (2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
33 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable
2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area
2,000 / 1,000
Verizon Fixed Wireless
1,000 / 75
LiveWireNet Fixed Wireless
250 / 100
May also be available: Aerux Broadband, AT&T, Google Fiber, Starry, T-Mobile, WiFiHood.